| *brokerage* | *ALEC member* | *Tor-hostile* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|---|
|[Greenvest](https://greenvest.com)|n|n|n|n|n|RIRA; min. investment to avoid fees: $100k; [B corp](https://bcorporation.net/directory/greenvest)|
|[Rich Uncles](https://richuncles.com)|n|n|n|n|n|Real estate investing only; verification requires giving them a phone number that you answer (voicemail is not accepted)|
These brokerages would normally be blacklisted, but due to the short whitelist they are set aside as a less evil compromise to those blacklisted. They should still be avoided if possible.
| *brokerage* | *ALEC member* | *Tor-hostile* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|---|
|[E*Trade](https://us.etrade.com)|n|n|n|🕵|n|covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)|
|[Finhabits](https://www.finhabits.com)|n|n|n|n|n|[B corp](https://bcorporation.net/directory/finhabits); Hosted on Google Cloud; outsources to Apex; uses Equifax for address verification; sends spam|
|[nvstr](https://www.nvstr.com)|n|n|n|n|n|**Amazon AWS-hosted**; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses|
|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|n|**Amazon AWS-hosted**; [Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users; They may have used CloudFlare in the past but apparently that changed; robotic support only -- human support is [difficult or impossible](https://mastodon.social/@cypnk/105802268148593250) to reach; all trades are on a margin and transfers to another broker are marked as such; transfers can take up to a month so any trades like options may expire or lose value since you cannot initiate without knowing a timeline|
These brokerages have severe ethical or trust issues and should be boycotted:
| *brokerage* | *ALEC member* | *Tor-hostile* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|---|
|Ally|n|👁|n|🕵|n|whole site is Tor-hostile (403 error)|
|Axos Invest|n|n|🌩|n|n|**Amazon AWS-hosted**; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|Betterment|n|n|n|n|n|**forced h/reCAPTCHA**; Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.|
|Charles Schwab|n|👁|n|🕵|🧪|akamai-hosted; will report your interest earnings to the IRS via 1099-int even if the earnings for the year are below the reporting threshold of $10; majority owner of TD Ameritrade; outsources banking operations to PNC Bank; [caught paying](https://www.rollingstone.com/politics/politics-features/dark-money-republican-party-americans-for-job-security-peter-thiel-devos-904900) $8.8 million to republican dark money group "Americans for Job Security", which has [ties](https://www.issueone.org/dark-money-groups-american-for-job-security) to the Koch brothers and neglected to register as a political committee in order to conceal the money trail; [donated](https://web.archive.org/web/20210126185141/publicintegrity.org/politics/donald-trump-inauguration-bankrolled-by-corporate-giants) $1 million to Trump's inaugeration just before Charles Schwab's granddaughter [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490) in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump; [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump's legal fund to the tune of $6.7 million as a way to hide contributions that escape the transparency of campaign contributions; Also got caught in a dark money conspiracy in California using the Koch brothers to hide political contributions to republicans to the tune of $11 million.|
|Fidelity|👌|👁|n|🕵|🧪|sponsors Fox News; akamai hosted; takes voiceprints of customers without express consent; Landing page is Tor-friendly but transactional site is Tor-hostile|
|Firstrade|n|👁|n|n|n|whole site is Tor-hostile (468 error)|
|InteractiveBrokers|n|👁|n|n|n|min. investment to avoid fees: $100k per account; has an "impact" feature to analyze the portfolio's ESG factors w.r.t. the user's ethical views; covers Australia, Belgium, Canada, France, Germany, Hong Kong, Italy, Japan, Mexico, Netherlands, Singapore, South Korea, Spain, Sweden, Switzerland, United Kingdom, and United States; website is **partially Tor-hostile** but the website can be avoided for most post-registration activities like trading and fetching statements|
|Janus Henderson|n|👁|n|n|n|**Amazon AWS-hosted**; transactional web host (www.secureaccountview.com) is not AWS, but it is Tor-hostile; working offline and receiving gratis paper statements is possible.|
|SoFi|n|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|TD Ameritrade (TDA)|n|n|n|n|n|Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank (an [evil bank][banklist]); [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several [data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago) and led to ransom demands and pump 'n' dump stock scams; Scottrade also had a [data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it|
|TIAA-CREF|n|👁|n|n|n|Whole site is Tor-hostile; uses Ally Bank for banking; uses Pershing LLC (a subsidiary of BNY Mellon Corp) for clearing; BNY Mellon was [breached in 2008](https://web.archive.org/web/20160308134258/www.wctv.tv/news/headlines/28132494.html)|
|Wealthfront|n|n|n|n|n|**forced h/reCAPTCHA**; Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.|