graylisted E*trade and Vanguard.

This commit is contained in:
cyberMonk 2021-01-28 23:17:18 -05:00
parent da381eb61e
commit 55a7b11b14
4 changed files with 99 additions and 73 deletions

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@ -11,7 +11,7 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. Amazon supported CISA.
1. *War on cash* is war on privacy: Amazon's grocery stores [do not accept cash](http://motherboard.vice.com/read/amazon-go-isnt-trying-to-kill-cashier-jobs-its-after-something-bigger). They impose the same surveillance as ordering online from Amazon. Cashless shops discriminate against the [6.5% of the US population](https://www.fastcompany.com/90389594/aclu-cash-free-retail-amazon-sweetgreen-privacy) that does not have a bank account.
1. Amazon spent $30 million and ranked in the top 5 promoters of Facebook ads in 2012 (thus substantially feeding a privacy abuser).
1. Facebook and Amazon made [a secret deal](https://gizmodo.com/amazon-and-facebook-reportedly-had-a-secret-data-sharin-1831192148) with to give Amazon access to Facebook's data about users.
1. Facebook and Amazon made [a secret deal](https://gizmodo.com/amazon-and-facebook-reportedly-had-a-secret-data-sharin-1831192148) to give Amazon access to Facebook's data about users.
1. The Kindle Swindle informs Amazon when the user reads books that didn't come from Amazon. It also tells Amazon which pages each user reads.
1. Amazon distributes NRAtv which promotes a privacy-hostile political party and the resulting policies. Also sells the Trump line of suits in their webshop.
1. Sensitive data for 100 million people banking at Capital One was [leaked](https://www.forbes.com/sites/rachelsandler/2019/07/29/capital-one-says-hacker-breached-accounts-of-100-million-people-ex-amazon-employee-arrested) by an Amazon worker. Amazon [refuses blame](https://web.archive.org/web/20200618091312/https://www.newsweek.com/amazon-capital-one-hack-data-leak-breach-paige-thompson-cybercrime-1451665) for it. Capital One was [fined $80M](https://www.zdnet.com/article/capital-one-fined-80-million-for-2019-hack) for failing to do risk assessment.
@ -27,13 +27,13 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. Amazon rents textbooks to students with a requirement not to take them [across state lines](http://www.insidehighered.com/news/2013/08/16/amazon-restricts-students-bringing-certain-textbook-rentals-across-state-lines).
1. Amazon is notorious for **mistreating employees** despite its wealth and growth.
1. Amazon runs an extreme sweatshop that diminishes quality of life. The consequential mental health crisis is [evidenced](https://gizmodo.com/report-amazon-warehouses-called-911-for-mental-health-1833220938) by 189 calls from Amazon warehouses to 911 in five years.
1. Amazon drug tests its employees, thus intruding on their privacy outside the workplace and also harming their healthcare.
1. [oppressive and callous attitude](https://www.independent.co.uk/news/business/news/amazon-devastating-expose-accuses-internet-retailer-of-oppressive-and-callous-attitude-to-staff-10458159.html) toward staff.
1. [55-hour work weeks](https://www.independent.co.uk/news/uk/home-news/amazon-workers-working-hours-weeks-conditions-targets-online-shopping-delivery-a8079111.html)
1. 90,000+ warehouse employees treated like cattle ([7 examples](https://www.pastemagazine.com/articles/2017/12/7-examples-how-amazon-treats-their-90000-warehouse.html))
1. Amazon drug tests its employees, thus intruding on their privacy outside the workplace and also harming their healthcare.
1. [oppressive and callous attitude](https://www.independent.co.uk/news/business/news/amazon-devastating-expose-accuses-internet-retailer-of-oppressive-and-callous-attitude-to-staff-10458159.html) toward staff.
1. [55-hour work weeks](https://www.independent.co.uk/news/uk/home-news/amazon-workers-working-hours-weeks-conditions-targets-online-shopping-delivery-a8079111.html)
1. 90,000+ warehouse employees treated like cattle ([7 examples](https://www.pastemagazine.com/articles/2017/12/7-examples-how-amazon-treats-their-90000-warehouse.html))
1. Amazon proliferates **censorship**
1. Amazon has [partnered with the MPAA](https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918/) to campaign for repression of sharing on the net.
1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service](http://www.guardian.co.uk/media/blog/2010/dec/03/wikileaks-knocked-off-net-dns-everydns).
1. Amazon has [partnered with the MPAA](https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918/) to campaign for repression of sharing on the net.
1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service](http://www.guardian.co.uk/media/blog/2010/dec/03/wikileaks-knocked-off-net-dns-everydns).
1. Amazon is detrimental to the **environment**
1. Amazon [powers](https://www.greenamerica.org/blog/10-reasons-not-shop-amazon-prime) 50% of their servers with unclean energy.
1. Amazon's excessive packaging [destroys](https://www.forbes.com/sites/jonbird1/2018/07/29/what-a-waste-online-retails-big-packaging-problem) 1 billion trees annually. ([examples](https://www.buzzfeed.com/morenikeadebayo/amazon-packaging-needs-to-chill-the-fuck-out))

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@ -125,41 +125,58 @@ EOF
gen_md()
{
#local red_circle='🔴'
local red_circle=$'\xF0\x9F\x94\xB4'
#local green_circle='🟢'
local green_circle=$'\xf0\x9f\x9f\xa2'
#local test_tube='🧪'
local test_tube=$'\xf0\x9f\xa7\xaa'
#local cloud_lightening='🌩'
local cloud_lightening=$'\xf0\x9f\x8c\xa9'
#local detective='🕵'
local detective=$'\xf0\x9f\x95\xb5'
#local okhand='👌'
local okhand=$'\xF0\x9F\x91\x8C'
printf '\n%s\n' '# Whitelist'
printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
'
sqlite3 "${db_file}" "select case when url like '_%' then '|['||name||']('||url||')' else '|'||name end,
case when alec then '$okhand' else 'n' end,
case when cflogin then 'y' else 'n' end,
case when cispa then 'y' else 'n' end,
case when alec then 'y' else 'n' end,
case when dt then 'y' else 'n' end,
case when aws then 'Amazon AWS-hosted; ' else '' end
||notes||'|' from brkrTbl where not blacklisted and not aws and not notes like '%tor_hostile%' and not notes like '%equifax%' order by name;"
case when cispa then 'y' else 'n' end,
case when dt then 'y' else 'n' end
||notes||'|'
from brkrTbl where not blacklisted and not aws and not dt and not cispa
and not notes like '%tor_hostile%' and not notes like '%equifax%' order by name;"
printf '\n%s\n' '# Graylist'
printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
'
sqlite3 "${db_file}" "select '|['||name||']('||url||')',
case when cflogin then 'y' else 'n' end,
case when cispa then 'y' else 'n' end,
case when alec then 'y' else 'n' end,
case when dt then 'y' else 'n' end,
case when aws then 'Amazon AWS-hosted; ' else '' end
||notes||'|' from brkrTbl where (aws or notes like '%tor_hostile%' or notes like '%equifax%') and not blacklisted order by name;"
case when alec then '$okhand' else 'n' end,
case when cflogin then 'y' else 'n' end,
case when cispa then '$detective' else 'n' end,
case when dt then '$test_tube' else 'n' end,
case when aws then '**Amazon AWS-hosted**; ' else '' end
||notes||'|'
from brkrTbl where (aws or dt or cispa or notes like '%tor_hostile%' or
notes like '%equifax%') and not blacklisted order by name;"
printf '\n%s\n' '# Blacklist'
printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
'
sqlite3 "${db_file}" "select '|'||name,
case when cflogin then 'y' else 'n' end,
case when cispa then 'y' else 'n' end,
case when alec then 'y' else 'n' end,
case when dt then 'y' else 'n' end,
case when aws then 'Amazon AWS-hosted; ' else '' end
||notes||'|' from brkrTbl where blacklisted order by name;"
case when alec then '$okhand' else 'n' end,
case when cflogin then '$cloud_lightening' else 'n' end,
case when cispa then '$detective' else 'n' end,
case when dt then '$test_tube' else 'n' end,
case when aws then 'Amazon AWS-hosted; ' else '' end
||notes||'|'
from brkrTbl where blacklisted order by name;"
};#gen_md
table_populate

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@ -57,7 +57,7 @@ and GABV seem to have been dropped.
| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
|--|--|--|--|
| [Lead Bank](https://lead.bank) | [GABV](http://www.gabv.org/members/lead-bank) | Missouri | Paper statements are $5, but they say they're willing to email statements if the website stops working for a customer's browser; **Amazon AWS-hosted**; online reg. open to out-of-state residents; [Moneypass ATMs](https://www.moneypass.com/atm-locator.html) |
| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. |
| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. Website also harasses Tor users about having a clock that's ahead. |
| [Piscataqua Savings Bank](https://piscataqua.com) | [B Corp](https://bcorporation.net/directory/piscataqua-savings-bank) | New Hampshire | **Amazon AWS-hosted**; online reg. open to out-of-state residents |
| [Sunrise Banks](https://sunrisebanks.com) | [B Corp](https://bcorporation.net/directory/sunrise-banks), [GABV](http://www.gabv.org/members/sunrise-community-banks), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Minnesota | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? **Google Cloud-hosted** |
| [Verity Credit Union](https://www.veritycu.com) | [GABV](http://www.gabv.org/members/verity-credit-union) | Washington | **Amazon AWS-hosted** |
@ -70,12 +70,12 @@ or anti-consumer website features.
| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
|--|--|--|--|
| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | Previously blocked Tor, but not when checked on Jan. 2021, so it's back on the whitelist. |
| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | Previously blocked Tor, but not when checked in Jan. 2021, so it's back on the whitelist. |
| [Brattleboro Savings & Loan](https://www.brattbank.com) | [B Corp](https://bcorporation.net/directory/brattleboro-savings-loan) | Vermont ||
| [City First Bank of DC](https://www.cityfirstbank.com) | [B Corp](https://bcorporation.net/directory/city-first-bank), [GABV](http://www.gabv.org/members/city-first-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Washington, D.C.| It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
| [City First Bank of DC](https://www.cityfirstbank.com) | [B Corp](https://bcorporation.net/directory/city-first-bank), [GABV](http://www.gabv.org/members/city-first-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Washington, D.C.| It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Online application [available](https://www.cityfirstbank.com/sites/default/modules/ckeditor/ckfinder/userfiles/files/PersonalAccount.pdf), so perhaps it's open to out-of-state clients. |
| [Southern Bancorp](https://banksouthern.com/) | [B Corp](https://bcorporation.net/directory/southern-bancorp-inc), [GABV](http://www.gabv.org/members/southern-bancorp), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Arkansas, Mississippi | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
| [Spring Bank](https://springbankny.com/) | [B Corp](https://bcorporation.net/directory/spring-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | New York | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
| [VCC Bank](http://www.vacommunitycapital.org/ways-to-invest/products/) | [B Corp](https://bcorporation.net/directory/virginia-community-capital), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Virginia | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Fastly-hosted |
| [Spring Bank](https://springbankny.com/) | [B Corp](https://bcorporation.net/directory/spring-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | New York | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Website down as of Jan. 2021 |
| [VCC Bank](http://www.vacommunitycapital.org/ways-to-invest/products/) | [B Corp](https://bcorporation.net/directory/virginia-community-capital), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Virginia | It's in a hidden row on the CDFI spreadsheet, but VCC attests on their site that they are CDFI-certified; Fastly-hosted; there is an online application, so perhaps it's open to out-of-state clients. |
| [VSECU (Vermont State Employees Credit Union)](https://www.vsecu.com/) | [GABV](http://www.gabv.org/members/vermont-state-employees-credit-union-vsecu-usa) | Vermont ||
The scope of this page is US banks. Some ethical European banks are listed by [FEBEA](https://febea.org/map/node) and [GABV](http://gabv.org) covers the world.

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@ -3,12 +3,10 @@
## Whitelist
The following brokerages have no significant ethical issues:
| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
|[E*Trade](https://us.etrade.com)|n|y|n|n|covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)|
|[Greenvest](https://greenvest.com)|n|n|n|n|RIRA; min. investment to avoid fees: $100k; [B corp](https://bcorporation.net/directory/greenvest)|
|[Rich Uncles](https://richuncles.com)|n|n|n|n|Real estate investing only|
|[Vanguard](https://investor.vanguard.com)|n|n|n|y||
|[Greenvest](https://greenvest.com)|n|n|n|nRIRA; min. investment to avoid fees: $100k; [B corp](https://bcorporation.net/directory/greenvest)|
|[Rich Uncles](https://richuncles.com)|n|n|n|nReal estate investing only|
## Graylist
@ -16,17 +14,19 @@ These brokerages would normally be blacklisted, but due to the short
whitelist they are set aside as a less evil compromise to those
blacklisted. They should still be avoided if possible.
| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
|[E*Trade](https://us.etrade.com)|n|n|🕵|n|covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)|
|[Finhabits](https://www.finhabits.com)|n|n|n|n|[B corp](https://bcorporation.net/directory/finhabits); Hosted on Google Cloud; outsources to Apex; uses Equifax for address verification|
|[InteractiveBrokers](https://interactivebrokers.com)|n|n|n|n|min. investment to avoid fees: $100k per account; has a "impact" feature to analyze the portfolio's ESG factors w.r.t. the user's ethical views; covers Australia, Belgium, Canada, France, Germany, Hong Kong, Italy, Japan, Mexico, Netherlands, Singapore, South Korea, Spain, Sweden, Switzerland, United Kingdom, and United States; website is **partially Tor-hostile** but the site can be avoided for most operations after sign-up|
|[Janus Henderson](https://www.janushenderson.com)|n|n|n|n|Amazon AWS-hosted |
|[nvstr](https://www.nvstr.com)|n|n|n|n|Amazon AWS-hosted; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses|
|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|Amazon AWS-hosted; They may have used CloudFlare in the past but apparently that changed.|
|[Stash](https://stash.com)|n|n|n|n|Amazon AWS-hosted; no mutual funds; no options; no crypto; maintenance fee: $1/month|
|[tastyworks](https://tastyworks.com)|n|n|n|n|Amazon AWS-hosted; TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade; promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75|
|[TradeStation](https://www.tradestation.com)|n|n|n|n|Amazon AWS-hosted; crypto; min. invest=$500 ($2k for bonus); open/close fee= $0/0; commission=$0.50/option trade; commission=$0-5/stock trade|
|[Webull](https://www.webull.com)|n|n|n|n|Amazon AWS-hosted; TIRA; RIRA; crypto; no forex|
|[Janus Henderson](https://www.janushenderson.com)|n|n|n|n|**Amazon AWS-hosted**; |
|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|**Amazon AWS-hosted**; [Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users; They may have used CloudFlare in the past but apparently that changed|
|[Stash](https://stash.com)|n|n|n|n|**Amazon AWS-hosted**; no mutual funds; no options; no crypto; maintenance fee: $1/month|
|[TradeStation](https://www.tradestation.com)|n|n|n|n|**Amazon AWS-hosted**; crypto; min. invest=$500 ($2k for bonus); open/close fee= $0/0; commission=$0.50/option trade; commission=$0-5/stock trade|
|[Vanguard](https://investor.vanguard.com)|n|n|n|🧪||
|[Webull](https://www.webull.com)|n|n|n|n|**Amazon AWS-hosted**; TIRA; RIRA; crypto; no forex|
|[nvstr](https://www.nvstr.com)|n|n|n|n|**Amazon AWS-hosted**; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses|
|[tastyworks](https://tastyworks.com)|n|n|n|n|**Amazon AWS-hosted**; TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade; promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75|
### Rationale for graylist inclusion
@ -38,8 +38,10 @@ environment. Amazon also has had several data breaches-- Capital One,
Juspay, Swiggy, etc., so it's a bad idea to trust custodians who use
AWS with the security of your money.
Exceptionally, Finhabits and InteractiveBrokers do not use AWS but
they are still graylisted. Finhabits outsources address verification
Exceptionally, E-Trade, Finhabits, InteractiveBrokers, and Vanguard do
not use AWS but they are still graylisted. E-Trade supported CISPA, a
bill to bypass the 4th amendment to promote unwarranted information
sharing with the government. Finhabits outsources address verification
to Equifax.
<details>
@ -59,36 +61,40 @@ credit bureaus.
InteractiveBrokers is graylisted due to blocking Tor users from
accessing some of the web features.
Vanguard is graylisted due to forcing employees to take a drug test,
which is an assault on their privacy outside the workplace as well as
a hinderance to healthcare.
## Blacklist
These brokerages have severe ethical or trust issues and should be boycotted.
| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|---|---|---|---|---|---|
|Ally|n|y|n|n|whole site is Tor-hostile (403 error)|
|Axos Invest|y|n|n|n|Amazon AWS-hosted; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|Ally|n|n|🕵|n|whole site is Tor-hostile (403 error)|
|Axos Invest|n|🌩|n|n|Amazon AWS-hosted; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|Betterment|n|n|n|n|Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.|
|Ellevest|y|n|n|n|
|Euro Pacific Capital|y|n|n|n|
|Ellevest|n|🌩|n|n|
|Euro Pacific Capital|n|🌩|n|n|
|FUTU|n|n|n|n|support.fututrade.com is CloudFlared; no web app; mobile app is GPS-iOS-only; desktop is Mac/Windows only|
|Firstrade|n|n|n|n|whole site is Tor-hostile (468 error)|
|Firstrade|n|n|n|n|whole site is Tor-hostile (468 error)|
|Fundrise|n|n|n|n|Amazon AWS-hosted; Unavoidable CAPTCHAs|
|Gatsby|n|n|n|n|no web app; no desktop app; mobile app is GPS-iOS-only|
|Lightspeed|y|n|n|n||
|M1 Finance|y|n|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare.|
|Merrill Edge|n|n|n|y|Owned by one of the [most evil](us_banks.md) banks in the world (Bank of America)|
|Prudential|n|y|y|y|
|Siebert|y|n|n|n||
|SoFi|y|n|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|Sogotrade|y|n|n|n||
|Stockpile|y|n|n|n|
|TD Ameritrade|n|n|n|n|Majority owned by Charles Schwab, a firm that [supports](us_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](us_banks.md).|
|Lightspeed|n|🌩|n|n||
|M1 Finance|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare.|
|Merrill Edge|n|n|n|🧪|Owned by one of the [most evil](us_banks.md) banks in the world (Bank of America)|
|Prudential|👌|n|🕵|🧪|
|Siebert|n|🌩|n|n||
|SoFi|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|Sogotrade|n|🌩|n|n||
|Stockpile|n|🌩|n|n|
|TD Ameritrade|n|n|n|n|Majority owned by Charles Schwab, a firm that [supports](us_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](us_banks.md); [Uses MS Github to host s/w](https://github.com/TDAmeritrade/stumpy)|
|TIAA-CREF|n|n|n|n|Whole site is Tor-hostile|
|Tradingblock|y|n|n|n|
|Tradingblock|n|🌩|n|n|
|Wealthfront|n|n|n|n|Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.|
|Wealthsimple|y|n|n|n|
|Wellstrade|n|y|n|y|Owned by Wells Fargo, an [evil](us_banks.md) bank.|
|Zackstrade|y|n|n|n|
|Wealthsimple|n|🌩|n|n|
|Wellstrade|n|n|🕵|🧪|Owned by Wells Fargo, an [evil](us_banks.md) bank.|
|Zackstrade|n|🌩|n|n|
### Rationale for blacklist inclusion
@ -195,16 +201,19 @@ available on their website or in f-droid.org, so Android users have no
choice but to buy mobile phone service, trust Google withe their phone
number, then also trust Google not to tell data brokers where you bank
and invest. FUTU has a desktop app but only for Mac or Windows, so
linux users are stuffed.
linux users and those who avoid non-free software are stuffed.
(Caveat: the FUTU Windows app has
[not been tested on WINE](https://www.winehq.org/search?q=futu) or
ReactOS)
#### Bad supply chains (Merrill Edge, TD Ameritrade, and Wellstrade)
Merrill Edge, TD Ameritrade, and Wellstrade all have unethical
ownership. Merrill Edge and Wellstrade are simply owned by extremely
[evil banks](us_banks.md). A large majority of TD Ameritrade is owned
by Charles Schwab. Schwab is not directly involved in the highly
controversial financing that other large banks are, but Schwab
outsources banking to PNC bank, which is quite evil.
Merrill Edge, TD Ameritrade, and Wellstrade all have ethically
controversial ownership. Merrill Edge and Wellstrade are simply owned
by extremely [evil banks](us_banks.md). A large majority of TD
Ameritrade is owned by Charles Schwab. Schwab is not directly
involved in the highly controversial financing that other large banks
are, but Schwab outsources banking to PNC bank, which is quite evil.
It's important for ethical consumption to consider the whole supply
chain to the extent of your awareness. When consuming a product or