graylisted E*trade and Vanguard.
This commit is contained in:
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@ -11,7 +11,7 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
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1. Amazon supported CISA.
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1. *War on cash* is war on privacy: Amazon's grocery stores [do not accept cash](http://motherboard.vice.com/read/amazon-go-isnt-trying-to-kill-cashier-jobs-its-after-something-bigger). They impose the same surveillance as ordering online from Amazon. Cashless shops discriminate against the [6.5% of the US population](https://www.fastcompany.com/90389594/aclu-cash-free-retail-amazon-sweetgreen-privacy) that does not have a bank account.
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1. Amazon spent $30 million and ranked in the top 5 promoters of Facebook ads in 2012 (thus substantially feeding a privacy abuser).
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1. Facebook and Amazon made [a secret deal](https://gizmodo.com/amazon-and-facebook-reportedly-had-a-secret-data-sharin-1831192148) with to give Amazon access to Facebook's data about users.
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1. Facebook and Amazon made [a secret deal](https://gizmodo.com/amazon-and-facebook-reportedly-had-a-secret-data-sharin-1831192148) to give Amazon access to Facebook's data about users.
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1. The Kindle Swindle informs Amazon when the user reads books that didn't come from Amazon. It also tells Amazon which pages each user reads.
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1. Amazon distributes NRAtv which promotes a privacy-hostile political party and the resulting policies. Also sells the Trump line of suits in their webshop.
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1. Sensitive data for 100 million people banking at Capital One was [leaked](https://www.forbes.com/sites/rachelsandler/2019/07/29/capital-one-says-hacker-breached-accounts-of-100-million-people-ex-amazon-employee-arrested) by an Amazon worker. Amazon [refuses blame](https://web.archive.org/web/20200618091312/https://www.newsweek.com/amazon-capital-one-hack-data-leak-breach-paige-thompson-cybercrime-1451665) for it. Capital One was [fined $80M](https://www.zdnet.com/article/capital-one-fined-80-million-for-2019-hack) for failing to do risk assessment.
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@ -27,13 +27,13 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
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1. Amazon rents textbooks to students with a requirement not to take them [across state lines](http://www.insidehighered.com/news/2013/08/16/amazon-restricts-students-bringing-certain-textbook-rentals-across-state-lines).
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1. Amazon is notorious for **mistreating employees** despite its wealth and growth.
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1. Amazon runs an extreme sweatshop that diminishes quality of life. The consequential mental health crisis is [evidenced](https://gizmodo.com/report-amazon-warehouses-called-911-for-mental-health-1833220938) by 189 calls from Amazon warehouses to 911 in five years.
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1. Amazon drug tests its employees, thus intruding on their privacy outside the workplace and also harming their healthcare.
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1. [oppressive and callous attitude](https://www.independent.co.uk/news/business/news/amazon-devastating-expose-accuses-internet-retailer-of-oppressive-and-callous-attitude-to-staff-10458159.html) toward staff.
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1. [55-hour work weeks](https://www.independent.co.uk/news/uk/home-news/amazon-workers-working-hours-weeks-conditions-targets-online-shopping-delivery-a8079111.html)
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1. 90,000+ warehouse employees treated like cattle ([7 examples](https://www.pastemagazine.com/articles/2017/12/7-examples-how-amazon-treats-their-90000-warehouse.html))
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1. Amazon drug tests its employees, thus intruding on their privacy outside the workplace and also harming their healthcare.
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1. [oppressive and callous attitude](https://www.independent.co.uk/news/business/news/amazon-devastating-expose-accuses-internet-retailer-of-oppressive-and-callous-attitude-to-staff-10458159.html) toward staff.
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1. [55-hour work weeks](https://www.independent.co.uk/news/uk/home-news/amazon-workers-working-hours-weeks-conditions-targets-online-shopping-delivery-a8079111.html)
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1. 90,000+ warehouse employees treated like cattle ([7 examples](https://www.pastemagazine.com/articles/2017/12/7-examples-how-amazon-treats-their-90000-warehouse.html))
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1. Amazon proliferates **censorship**
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1. Amazon has [partnered with the MPAA](https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918/) to campaign for repression of sharing on the net.
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1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service](http://www.guardian.co.uk/media/blog/2010/dec/03/wikileaks-knocked-off-net-dns-everydns).
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1. Amazon has [partnered with the MPAA](https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918/) to campaign for repression of sharing on the net.
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1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service](http://www.guardian.co.uk/media/blog/2010/dec/03/wikileaks-knocked-off-net-dns-everydns).
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1. Amazon is detrimental to the **environment**
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1. Amazon [powers](https://www.greenamerica.org/blog/10-reasons-not-shop-amazon-prime) 50% of their servers with unclean energy.
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1. Amazon's excessive packaging [destroys](https://www.forbes.com/sites/jonbird1/2018/07/29/what-a-waste-online-retails-big-packaging-problem) 1 billion trees annually. ([examples](https://www.buzzfeed.com/morenikeadebayo/amazon-packaging-needs-to-chill-the-fuck-out))
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@ -125,41 +125,58 @@ EOF
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gen_md()
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{
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#local red_circle='🔴'
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local red_circle=$'\xF0\x9F\x94\xB4'
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#local green_circle='🟢'
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local green_circle=$'\xf0\x9f\x9f\xa2'
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#local test_tube='🧪'
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local test_tube=$'\xf0\x9f\xa7\xaa'
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#local cloud_lightening='🌩'
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local cloud_lightening=$'\xf0\x9f\x8c\xa9'
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#local detective='🕵'
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local detective=$'\xf0\x9f\x95\xb5'
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#local okhand='👌'
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local okhand=$'\xF0\x9F\x91\x8C'
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printf '\n%s\n' '# Whitelist'
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printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
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printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
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|---|---|---|---|---|---|
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'
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sqlite3 "${db_file}" "select case when url like '_%' then '|['||name||']('||url||')' else '|'||name end,
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case when alec then '$okhand' else 'n' end,
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case when cflogin then 'y' else 'n' end,
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case when cispa then 'y' else 'n' end,
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case when alec then 'y' else 'n' end,
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case when dt then 'y' else 'n' end,
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case when aws then 'Amazon AWS-hosted; ' else '' end
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||notes||'|' from brkrTbl where not blacklisted and not aws and not notes like '%tor_hostile%' and not notes like '%equifax%' order by name;"
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case when cispa then 'y' else 'n' end,
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case when dt then 'y' else 'n' end
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||notes||'|'
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from brkrTbl where not blacklisted and not aws and not dt and not cispa
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and not notes like '%tor_hostile%' and not notes like '%equifax%' order by name;"
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printf '\n%s\n' '# Graylist'
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printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
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printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
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|---|---|---|---|---|---|
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'
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sqlite3 "${db_file}" "select '|['||name||']('||url||')',
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case when cflogin then 'y' else 'n' end,
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case when cispa then 'y' else 'n' end,
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case when alec then 'y' else 'n' end,
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case when dt then 'y' else 'n' end,
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case when aws then 'Amazon AWS-hosted; ' else '' end
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||notes||'|' from brkrTbl where (aws or notes like '%tor_hostile%' or notes like '%equifax%') and not blacklisted order by name;"
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case when alec then '$okhand' else 'n' end,
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case when cflogin then 'y' else 'n' end,
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case when cispa then '$detective' else 'n' end,
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case when dt then '$test_tube' else 'n' end,
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case when aws then '**Amazon AWS-hosted**; ' else '' end
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||notes||'|'
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from brkrTbl where (aws or dt or cispa or notes like '%tor_hostile%' or
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notes like '%equifax%') and not blacklisted order by name;"
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printf '\n%s\n' '# Blacklist'
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printf %s '| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
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printf %s '| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
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'
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sqlite3 "${db_file}" "select '|'||name,
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case when cflogin then 'y' else 'n' end,
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case when cispa then 'y' else 'n' end,
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case when alec then 'y' else 'n' end,
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case when dt then 'y' else 'n' end,
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case when aws then 'Amazon AWS-hosted; ' else '' end
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||notes||'|' from brkrTbl where blacklisted order by name;"
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case when alec then '$okhand' else 'n' end,
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case when cflogin then '$cloud_lightening' else 'n' end,
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case when cispa then '$detective' else 'n' end,
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case when dt then '$test_tube' else 'n' end,
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case when aws then 'Amazon AWS-hosted; ' else '' end
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||notes||'|'
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from brkrTbl where blacklisted order by name;"
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};#gen_md
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table_populate
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10
us_banks.md
10
us_banks.md
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@ -57,7 +57,7 @@ and GABV seem to have been dropped.
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| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
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|--|--|--|--|
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| [Lead Bank](https://lead.bank) | [GABV](http://www.gabv.org/members/lead-bank) | Missouri | Paper statements are $5, but they say they're willing to email statements if the website stops working for a customer's browser; **Amazon AWS-hosted**; online reg. open to out-of-state residents; [Moneypass ATMs](https://www.moneypass.com/atm-locator.html) |
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| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. |
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| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. Website also harasses Tor users about having a clock that's ahead. |
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| [Piscataqua Savings Bank](https://piscataqua.com) | [B Corp](https://bcorporation.net/directory/piscataqua-savings-bank) | New Hampshire | **Amazon AWS-hosted**; online reg. open to out-of-state residents |
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| [Sunrise Banks](https://sunrisebanks.com) | [B Corp](https://bcorporation.net/directory/sunrise-banks), [GABV](http://www.gabv.org/members/sunrise-community-banks), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Minnesota | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? **Google Cloud-hosted** |
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| [Verity Credit Union](https://www.veritycu.com) | [GABV](http://www.gabv.org/members/verity-credit-union) | Washington | **Amazon AWS-hosted** |
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@ -70,12 +70,12 @@ or anti-consumer website features.
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| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
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|--|--|--|--|
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| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | Previously blocked Tor, but not when checked on Jan. 2021, so it's back on the whitelist. |
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| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | Previously blocked Tor, but not when checked in Jan. 2021, so it's back on the whitelist. |
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| [Brattleboro Savings & Loan](https://www.brattbank.com) | [B Corp](https://bcorporation.net/directory/brattleboro-savings-loan) | Vermont ||
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| [City First Bank of DC](https://www.cityfirstbank.com) | [B Corp](https://bcorporation.net/directory/city-first-bank), [GABV](http://www.gabv.org/members/city-first-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Washington, D.C.| It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
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| [City First Bank of DC](https://www.cityfirstbank.com) | [B Corp](https://bcorporation.net/directory/city-first-bank), [GABV](http://www.gabv.org/members/city-first-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Washington, D.C.| It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Online application [available](https://www.cityfirstbank.com/sites/default/modules/ckeditor/ckfinder/userfiles/files/PersonalAccount.pdf), so perhaps it's open to out-of-state clients. |
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| [Southern Bancorp](https://banksouthern.com/) | [B Corp](https://bcorporation.net/directory/southern-bancorp-inc), [GABV](http://www.gabv.org/members/southern-bancorp), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Arkansas, Mississippi | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
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| [Spring Bank](https://springbankny.com/) | [B Corp](https://bcorporation.net/directory/spring-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | New York | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? |
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| [VCC Bank](http://www.vacommunitycapital.org/ways-to-invest/products/) | [B Corp](https://bcorporation.net/directory/virginia-community-capital), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Virginia | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Fastly-hosted |
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| [Spring Bank](https://springbankny.com/) | [B Corp](https://bcorporation.net/directory/spring-bank), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | New York | It's in a hidden row on the CDFI spreadsheet. Does that imply deletion? Website down as of Jan. 2021 |
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| [VCC Bank](http://www.vacommunitycapital.org/ways-to-invest/products/) | [B Corp](https://bcorporation.net/directory/virginia-community-capital), ~~[CDFI](https://www.cdfifund.gov/Documents/CDFI%20Cert%20List%2001-14-2020%20Final.xlsx)~~ | Virginia | It's in a hidden row on the CDFI spreadsheet, but VCC attests on their site that they are CDFI-certified; Fastly-hosted; there is an online application, so perhaps it's open to out-of-state clients. |
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| [VSECU (Vermont State Employees Credit Union)](https://www.vsecu.com/) | [GABV](http://www.gabv.org/members/vermont-state-employees-credit-union-vsecu-usa) | Vermont ||
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The scope of this page is US banks. Some ethical European banks are listed by [FEBEA](https://febea.org/map/node) and [GABV](http://gabv.org) covers the world.
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@ -3,12 +3,10 @@
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## Whitelist
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The following brokerages have no significant ethical issues:
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| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
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| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
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|---|---|---|---|---|---|
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|[E*Trade](https://us.etrade.com)|n|y|n|n|covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)|
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|[Greenvest](https://greenvest.com)|n|n|n|n|RIRA; min. investment to avoid fees: $100k; [B corp](https://bcorporation.net/directory/greenvest)|
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|[Rich Uncles](https://richuncles.com)|n|n|n|n|Real estate investing only|
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|[Vanguard](https://investor.vanguard.com)|n|n|n|y||
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|[Greenvest](https://greenvest.com)|n|n|n|nRIRA; min. investment to avoid fees: $100k; [B corp](https://bcorporation.net/directory/greenvest)|
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|[Rich Uncles](https://richuncles.com)|n|n|n|nReal estate investing only|
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## Graylist
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@ -16,17 +14,19 @@ These brokerages would normally be blacklisted, but due to the short
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whitelist they are set aside as a less evil compromise to those
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blacklisted. They should still be avoided if possible.
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| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
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| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
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|---|---|---|---|---|---|
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|[E*Trade](https://us.etrade.com)|n|n|🕵|n|covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)|
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|[Finhabits](https://www.finhabits.com)|n|n|n|n|[B corp](https://bcorporation.net/directory/finhabits); Hosted on Google Cloud; outsources to Apex; uses Equifax for address verification|
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|[InteractiveBrokers](https://interactivebrokers.com)|n|n|n|n|min. investment to avoid fees: $100k per account; has a "impact" feature to analyze the portfolio's ESG factors w.r.t. the user's ethical views; covers Australia, Belgium, Canada, France, Germany, Hong Kong, Italy, Japan, Mexico, Netherlands, Singapore, South Korea, Spain, Sweden, Switzerland, United Kingdom, and United States; website is **partially Tor-hostile** but the site can be avoided for most operations after sign-up|
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|[Janus Henderson](https://www.janushenderson.com)|n|n|n|n|Amazon AWS-hosted |
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|[nvstr](https://www.nvstr.com)|n|n|n|n|Amazon AWS-hosted; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses|
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|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|Amazon AWS-hosted; They may have used CloudFlare in the past but apparently that changed.|
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|[Stash](https://stash.com)|n|n|n|n|Amazon AWS-hosted; no mutual funds; no options; no crypto; maintenance fee: $1/month|
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|[tastyworks](https://tastyworks.com)|n|n|n|n|Amazon AWS-hosted; TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade; promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75|
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|[TradeStation](https://www.tradestation.com)|n|n|n|n|Amazon AWS-hosted; crypto; min. invest=$500 ($2k for bonus); open/close fee= $0/0; commission=$0.50/option trade; commission=$0-5/stock trade|
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|[Webull](https://www.webull.com)|n|n|n|n|Amazon AWS-hosted; TIRA; RIRA; crypto; no forex|
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|[Janus Henderson](https://www.janushenderson.com)|n|n|n|n|**Amazon AWS-hosted**; |
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|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|**Amazon AWS-hosted**; [Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users; They may have used CloudFlare in the past but apparently that changed|
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|[Stash](https://stash.com)|n|n|n|n|**Amazon AWS-hosted**; no mutual funds; no options; no crypto; maintenance fee: $1/month|
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|[TradeStation](https://www.tradestation.com)|n|n|n|n|**Amazon AWS-hosted**; crypto; min. invest=$500 ($2k for bonus); open/close fee= $0/0; commission=$0.50/option trade; commission=$0-5/stock trade|
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|[Vanguard](https://investor.vanguard.com)|n|n|n|🧪||
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|[Webull](https://www.webull.com)|n|n|n|n|**Amazon AWS-hosted**; TIRA; RIRA; crypto; no forex|
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|[nvstr](https://www.nvstr.com)|n|n|n|n|**Amazon AWS-hosted**; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses|
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|[tastyworks](https://tastyworks.com)|n|n|n|n|**Amazon AWS-hosted**; TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade; promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75|
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### Rationale for graylist inclusion
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@ -38,8 +38,10 @@ environment. Amazon also has had several data breaches-- Capital One,
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Juspay, Swiggy, etc., so it's a bad idea to trust custodians who use
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AWS with the security of your money.
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Exceptionally, Finhabits and InteractiveBrokers do not use AWS but
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they are still graylisted. Finhabits outsources address verification
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Exceptionally, E-Trade, Finhabits, InteractiveBrokers, and Vanguard do
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not use AWS but they are still graylisted. E-Trade supported CISPA, a
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bill to bypass the 4th amendment to promote unwarranted information
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sharing with the government. Finhabits outsources address verification
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to Equifax.
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<details>
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||||
|
@ -59,36 +61,40 @@ credit bureaus.
|
|||
InteractiveBrokers is graylisted due to blocking Tor users from
|
||||
accessing some of the web features.
|
||||
|
||||
Vanguard is graylisted due to forcing employees to take a drug test,
|
||||
which is an assault on their privacy outside the workplace as well as
|
||||
a hinderance to healthcare.
|
||||
|
||||
## Blacklist
|
||||
|
||||
These brokerages have severe ethical or trust issues and should be boycotted.
|
||||
|
||||
| *brokerage* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *ALEC member* | *forced drug testing of staff* | *notes* |
|
||||
| *brokerage* | *ALEC member* | *sensitive info exposed to CloudFlare* | *supported CISPA* | *forced drug testing of staff* | *notes* |
|
||||
|---|---|---|---|---|---|
|
||||
|Ally|n|y|n|n|whole site is Tor-hostile (403 error)|
|
||||
|Axos Invest|y|n|n|n|Amazon AWS-hosted; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|
||||
|Ally|n|n|🕵|n|whole site is Tor-hostile (403 error)|
|
||||
|Axos Invest|n|🌩|n|n|Amazon AWS-hosted; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|
||||
|Betterment|n|n|n|n|Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.|
|
||||
|Ellevest|y|n|n|n|
|
||||
|Euro Pacific Capital|y|n|n|n|
|
||||
|Ellevest|n|🌩|n|n|
|
||||
|Euro Pacific Capital|n|🌩|n|n|
|
||||
|FUTU|n|n|n|n|support.fututrade.com is CloudFlared; no web app; mobile app is GPS-iOS-only; desktop is Mac/Windows only|
|
||||
|Firstrade|n|n|n|n|whole site is Tor-hostile (468 error)|
|
||||
|Firstrade|n|n|n|n|whole site is Tor-hostile (468 error)|
|
||||
|Fundrise|n|n|n|n|Amazon AWS-hosted; Unavoidable CAPTCHAs|
|
||||
|Gatsby|n|n|n|n|no web app; no desktop app; mobile app is GPS-iOS-only|
|
||||
|Lightspeed|y|n|n|n||
|
||||
|M1 Finance|y|n|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare.|
|
||||
|Merrill Edge|n|n|n|y|Owned by one of the [most evil](us_banks.md) banks in the world (Bank of America)|
|
||||
|Prudential|n|y|y|y|
|
||||
|Siebert|y|n|n|n||
|
||||
|SoFi|y|n|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|
||||
|Sogotrade|y|n|n|n||
|
||||
|Stockpile|y|n|n|n|
|
||||
|TD Ameritrade|n|n|n|n|Majority owned by Charles Schwab, a firm that [supports](us_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](us_banks.md).|
|
||||
|Lightspeed|n|🌩|n|n||
|
||||
|M1 Finance|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare.|
|
||||
|Merrill Edge|n|n|n|🧪|Owned by one of the [most evil](us_banks.md) banks in the world (Bank of America)|
|
||||
|Prudential|👌|n|🕵|🧪|
|
||||
|Siebert|n|🌩|n|n||
|
||||
|SoFi|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|
||||
|Sogotrade|n|🌩|n|n||
|
||||
|Stockpile|n|🌩|n|n|
|
||||
|TD Ameritrade|n|n|n|n|Majority owned by Charles Schwab, a firm that [supports](us_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](us_banks.md); [Uses MS Github to host s/w](https://github.com/TDAmeritrade/stumpy)|
|
||||
|TIAA-CREF|n|n|n|n|Whole site is Tor-hostile|
|
||||
|Tradingblock|y|n|n|n|
|
||||
|Tradingblock|n|🌩|n|n|
|
||||
|Wealthfront|n|n|n|n|Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.|
|
||||
|Wealthsimple|y|n|n|n|
|
||||
|Wellstrade|n|y|n|y|Owned by Wells Fargo, an [evil](us_banks.md) bank.|
|
||||
|Zackstrade|y|n|n|n|
|
||||
|Wealthsimple|n|🌩|n|n|
|
||||
|Wellstrade|n|n|🕵|🧪|Owned by Wells Fargo, an [evil](us_banks.md) bank.|
|
||||
|Zackstrade|n|🌩|n|n|
|
||||
|
||||
### Rationale for blacklist inclusion
|
||||
|
||||
|
@ -195,16 +201,19 @@ available on their website or in f-droid.org, so Android users have no
|
|||
choice but to buy mobile phone service, trust Google withe their phone
|
||||
number, then also trust Google not to tell data brokers where you bank
|
||||
and invest. FUTU has a desktop app but only for Mac or Windows, so
|
||||
linux users are stuffed.
|
||||
linux users and those who avoid non-free software are stuffed.
|
||||
(Caveat: the FUTU Windows app has
|
||||
[not been tested on WINE](https://www.winehq.org/search?q=futu) or
|
||||
ReactOS)
|
||||
|
||||
#### Bad supply chains (Merrill Edge, TD Ameritrade, and Wellstrade)
|
||||
|
||||
Merrill Edge, TD Ameritrade, and Wellstrade all have unethical
|
||||
ownership. Merrill Edge and Wellstrade are simply owned by extremely
|
||||
[evil banks](us_banks.md). A large majority of TD Ameritrade is owned
|
||||
by Charles Schwab. Schwab is not directly involved in the highly
|
||||
controversial financing that other large banks are, but Schwab
|
||||
outsources banking to PNC bank, which is quite evil.
|
||||
Merrill Edge, TD Ameritrade, and Wellstrade all have ethically
|
||||
controversial ownership. Merrill Edge and Wellstrade are simply owned
|
||||
by extremely [evil banks](us_banks.md). A large majority of TD
|
||||
Ameritrade is owned by Charles Schwab. Schwab is not directly
|
||||
involved in the highly controversial financing that other large banks
|
||||
are, but Schwab outsources banking to PNC bank, which is quite evil.
|
||||
|
||||
It's important for ethical consumption to consider the whole supply
|
||||
chain to the extent of your awareness. When consuming a product or
|
||||
|
|
Loading…
Reference in New Issue