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technology updates; Aspiration bank and Southern Bancorp graylisted

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| Capital One | 🐘 || 🚨 ||| 👁 || sponsors Fox News; spent $20 million on Facebook ads (thus feeding a privacy abuser); uses privacy-abusing Amazon AWS which lead to [exfiltration of 100M customer records](https://edition.cnn.com/2019/07/29/business/capital-one-data-breach/index.html); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#capital-one) for dumb password rules |
| Charles Schwab | 🐘 || 🚨 | 🔎 || 👁 || outsources banking operations to PNC Bank |
| Citibank | 🐘 || 🚨 | 🔎 ||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [member of Better Than Cash Alliance](https://www.reddit.com/r/personalfinance_uc/comments/cyeg13/war_on_cash_visa_offered_10k_to_merchants_who/) thus fights to remove the cash payment option; Citi [blocked insulin](https://orinocotribune.com/citibank-blocks-funds-for-insulin-more-than-450000-venezuelans-affected) to 450,000 Venezuelans; Citi [blocks account holder access to money](https://www.reddit.com/r/personalfinance/comments/cwknyl/issue_with_citibank_bank_account_10k_put_on_hold/) if Citibank doesn't like your address; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#citi) for dumb password rules|
| Fifth Third | [🐘](https://www.53.com/content/dam/fifth-third/docs/reports/political-contributions-report-2H-2018.pdf) || 🚨 | 🔎 |🚓||| employs 17,744 workers in pro-forced-birth state (OH)|
| Fifth Third | [🐘](https://www.53.com/content/dam/fifth-third/docs/reports/political-contributions-report-2H-2018.pdf) || 🚨 | 🔎 |🚓||| cbios.53.com is CloudFlared; bank employs 17,744 workers in pro-forced-birth state (OH)|
| JP Morgan - Chase | 🐘 || 🚨 | 🔎 | 🚓 ([will stop](https://populardemocracy.org/sites/default/files/%28Updated%29%202019%20Data%20Brief%20The%20Wall%20Street%20Banks%20Still%20Financing%20Private%20Prisons%20FINAL%20EMBARGOED%20UNTIL%204-8-19%201030am.pdf#page=2)) | 👁+ | [Arctic oil and gas exploration](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [supports Trump](http://www.backersofhate.org/en/jpmorgan.html); [financed nazis](https://web.archive.org/web/20200319123802/https://www.globalresearch.ca/history-of-world-war-ii-nazi-germany-was-financed-by-the-federal-reserve-and-the-bank-of-england/5530318); paid $3k per engineer per day to Palantir (thus contributing to family separation at the US-Mexico border) |
| PNC | 🐘 | 👌 | 🚨 | 🔎 |🚓|| [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/) ||
| Suntrust Bank ||| 🚨 | 🔎 |🚓|| [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | employs 24,375 workers in pro-forced-birth state (GA) |
| TD Bank ||| 🚨 |||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/) | Canadian ownership. Unlike TD Ameritrade, TD Bank was *not* acquired by Charles Schwab. |
| US Bancorp - US Bank | 🐘 || 🚨 | 🔎 |🚓||| employs 4000 workers in pro-forced-birth state (MS) |
| Wells Fargo | 🐘 | ~~👌~~ (dropped) | 🚨 | 🔎 |🚓 ([will stop](https://populardemocracy.org/sites/default/files/%28Updated%29%202019%20Data%20Brief%20The%20Wall%20Street%20Banks%20Still%20Financing%20Private%20Prisons%20FINAL%20EMBARGOED%20UNTIL%204-8-19%201030am.pdf#page=2))| 👁 | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel) ([source 2](https://www.openinvest.co/blog/banks-funding-fossil-fuels/)), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://stories.wf.com/wells-fargos-involvement-funding-dakota-access-pipeline/), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [supports Trump](http://www.backersofhate.org/en/wellsfargo.html); sponsors Fox News; caught [committing fraud](https://en.wikipedia.org/wiki/Wells_Fargo_account_fraud_scandal); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#wells-fargo) for dumb password rules; only one large PPP loan [given](https://ncrc.org/salon-watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business) to a black-owned business; [accused](https://www.accountable.us/news/report-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business) of charging black and latinx applicants higher rates and fees for home loans. |
| Wells Fargo | 🐘 | ~~👌~~ (dropped) | 🚨 | 🔎 |🚓 ([will stop](https://populardemocracy.org/sites/default/files/%28Updated%29%202019%20Data%20Brief%20The%20Wall%20Street%20Banks%20Still%20Financing%20Private%20Prisons%20FINAL%20EMBARGOED%20UNTIL%204-8-19%201030am.pdf#page=2))| 👁 | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel) ([source 2](https://www.openinvest.co/blog/banks-funding-fossil-fuels/)), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://stories.wf.com/wells-fargos-involvement-funding-dakota-access-pipeline/), [Trans Mountain Pipeline Expansion](https://web.archive.org/web/www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [supports Trump](http://www.backersofhate.org/en/wellsfargo.html); sponsors Fox News; caught [committing fraud](https://en.wikipedia.org/wiki/Wells_Fargo_account_fraud_scandal); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#wells-fargo) for dumb password rules; only one large PPP loan [given](https://ncrc.org/salon-watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business) to a black-owned business; [accused](https://www.accountable.us/news/report-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business) of charging black and latinx applicants higher rates and fees for home loans. |
(🐘) Commercial banks who meddle in politics tend to give disproportionately more to republican candidates (53/43%) and credit unions tend to give disproportionately more to democrats (58/41%), although it's uncommon for credit unions to meddle in politics at all. The elephant (🐘) above indicates that it's confirmed specifically for that bank that it favors republicans. Absence of 🐘 just means I didn't check that bank.
@ -44,7 +44,7 @@ hCAPTCHA:
| [First Green Bank](https://web.archive.org/web/www.firstgreenbank.com) | ~~B Corp~~, [GABV](http://gabv.org) || 👁 | y | Florida | A 3rd party site said they were B Corp listed, but they aren't listed on the B Corp site. hCAPTCHA is pushed by CloudFlare and thus triggered unpredictably. They don't even have a proper privacy policy, but their "[privacy commitment](https://web.archive.org/web/20201129095019/https://www.firstgreenbank.com/privacy-commitment)" statement conceals the fact that all web traffic is shared with CloudFlare, Inc. |
| [Mascoma Savings Bank](http://www.mascomabank.com/) | [B Corp](https://bcorporation.net/directory/mascoma-bank) | 👁 || ? | New Hampshire, Vermont |||
| [Missoula Federal Credit Union](https://web.archive.org/web/missoulafcu.org/) | ~~[GABV](http://gabv.org/the-community/members/banks)~~, ~~CDFI~~ || 👁 | y | Montana | A 3rd party site said they were a GABV member, but they aren't listed on the GABV site. They also don't exist in the [CDFI spreadsheet](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) |
| [National Cooperative Bank](http://www.ncb.coop) | [GABV](http://www.gabv.org/members/national-cooperative-bank) ||| y | ? | hCAPTCHA pushed to Tor users (untested for non-Tor users) |
| [National Cooperative Bank](http://www.ncb.coop) | [GABV](http://www.gabv.org/members/national-cooperative-bank) | 👁 | 👁 | y | ? | hCAPTCHA pushed to Tor users (untested for non-Tor users) |
## Graylisted banks
@ -55,11 +55,13 @@ and GABV seem to have been dropped.
| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
|--|--|--|--|
| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | **Amazon AWS-hosted**; blog.aspiration.com is a CloudFlare site; login page previously blocked Tor, but not when checked in Jan. 2021; it will go back to the blacklist if found to block Tor in the future. |
| [Lead Bank](https://lead.bank) | [GABV](http://www.gabv.org/members/lead-bank) | Missouri | Paper statements are $5, but they say they're willing to email statements if the website stops working for a customer's browser; **Amazon AWS-hosted**; online reg. open to out-of-state residents; [Moneypass ATMs](https://www.moneypass.com/atm-locator.html) |
| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. Website also harasses Tor users about having a clock that's ahead. |
| [New Resource Bank](https://newresourcebank.com/) | ~~B Corp~~, ~~[GABV](http://gabv.org/the-community/members/banks)~~ | California | A 3rd party site said they were both B Corp listed and a GABV member, but they aren't listed on either site. Website also harasses Tor users about having a clock that's ahead and it uses CloudFlare NS servers which means they can spontaneously start proxying through CloudFlare with ease. |
| [Piscataqua Savings Bank](https://piscataqua.com) | [B Corp](https://bcorporation.net/directory/piscataqua-savings-bank) | New Hampshire | **Amazon AWS-hosted**; online reg. open to out-of-state residents |
| [Southern Bancorp](https://banksouthern.com/) | [B Corp](https://bcorporation.net/directory/southern-bancorp-inc), [GABV](http://www.gabv.org/members/southern-bancorp), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | Arkansas, Mississippi | **Google Cloud-hosted**; uses CloudFlare NS servers which means they can spontaneously start proxying through CloudFlare with ease. |
| [Sunrise Banks](https://sunrisebanks.com) | [B Corp](https://bcorporation.net/directory/sunrise-banks), [GABV](http://www.gabv.org/members/sunrise-community-banks), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | Minnesota | **Google Cloud-hosted** |
| [Verity Credit Union](https://www.veritycu.com) | [GABV](http://www.gabv.org/members/verity-credit-union) | Washington | **Amazon AWS-hosted** |
| [Verity Credit Union](https://www.veritycu.com) | [GABV](http://www.gabv.org/members/verity-credit-union) | Washington | **Amazon AWS-hosted**; was MitMd by CloudFlare in the past but not when last checked on Feb.2021. |
## Whitelist: relatively ethical banks
@ -70,10 +72,8 @@ or anti-consumer website features.
| ***Financial institution*** | ***Values-based network*** | ***Locations*** | ***Notes*** |
|--|--|--|--|
| [Amalgamated Bank](https://www.amalgamatedbank.com) | [B Corp](https://bcorporation.net/directory/amalgamated-bank), [GABV](http://www.gabv.org/members/amalgamated-bank-usa), [UNEPFI](https://www.unepfi.org/banking/bankingprinciples/signatories) | New York, Washington, D.C.| Previously blocked Tor, but not when checked in Jan. 2021, so it's back on the whitelist for now. |
| [Aspiration](https://www.aspiration.com/) | [B Corp](https://bcorporation.net/directory/aspiration) | *N/A* (online only) | Previously blocked Tor, but not when checked in Jan. 2021, so it's back on the whitelist for now. |
| [Brattleboro Savings & Loan](https://www.brattbank.com) | [B Corp](https://bcorporation.net/directory/brattleboro-savings-loan) | Vermont ||
| [City First Bank of DC](https://www.cityfirstbank.com) | [B Corp](https://bcorporation.net/directory/city-first-bank), [GABV](http://www.gabv.org/members/city-first-bank), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | Washington, D.C.| Online application [available](https://www.cityfirstbank.com/sites/default/modules/ckeditor/ckfinder/userfiles/files/PersonalAccount.pdf), so perhaps it's open to out-of-state clients. |
| [Southern Bancorp](https://banksouthern.com/) | [B Corp](https://bcorporation.net/directory/southern-bancorp-inc), [GABV](http://www.gabv.org/members/southern-bancorp), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | Arkansas, Mississippi ||
| [Spring Bank](https://springbankny.com/) | [B Corp](https://bcorporation.net/directory/spring-bank), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | New York | Website down as of Jan. 2021 |
| [VCC Bank](http://www.vacommunitycapital.org/ways-to-invest/products/) | [B Corp](https://bcorporation.net/directory/virginia-community-capital), [CDFI](https://www.cdfifund.gov/sites/cdfi/files/2020-11/cdfi-cert-list-10-14-2020-final.xlsx) | Virginia | Fastly-hosted; there is an online application, so perhaps it's open to out-of-state clients. |
| [VSECU (Vermont State Employees Credit Union)](https://www.vsecu.com/) | [GABV](http://www.gabv.org/members/vermont-state-employees-credit-union-vsecu-usa) | Vermont ||