From 995acf4761f7c90dfec57fbba7613bbddd659ca7 Mon Sep 17 00:00:00 2001 From: cyberMonk Date: Mon, 1 Mar 2021 14:05:50 -0500 Subject: [PATCH] more dirt on Schwab; Schwab moved from bank list to brokerage. Noted Cloakroom supporters --- input_data/financial_institutions.sql | 25 ++++++++++++++++++++----- tools/gen_fi_table.sh | 1 + usa_banks.md | 5 ++--- usa_brokerages.md | 7 ++++--- usa_insurance_companies.md | 4 ++-- 5 files changed, 29 insertions(+), 13 deletions(-) diff --git a/input_data/financial_institutions.sql b/input_data/financial_institutions.sql index 69eece2..31961e8 100644 --- a/input_data/financial_institutions.sql +++ b/input_data/financial_institutions.sql @@ -44,6 +44,18 @@ insert into fiTbl (name,url,cflogin,aws,notes) values ('Axos Invest','https://ww insert into fiTbl (name,url,hrecaptcha,notes) values ('Betterment','https://www.betterment.com','unavoidable', 'Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.'); +insert into fiTbl (name,url,antitor,cispa,dt,notes) values ('Charles Schwab','https://www.schwab.com',1,1,1, + 'akamai-hosted; majority owner of TD Ameritrade; outsources banking operations to PNC Bank;'|| + ' [caught paying](https://www.rollingstone.com/politics/politics-features/dark-money-republican-party-americans-for-job-security-peter-thiel-devos-904900)'|| + ' $8.8 million to republican dark money group "Americans for Job Security", which has [ties](https://www.issueone.org/dark-money-groups-american-for-job-security)'|| + ' to the Koch brothers and neglected to register as a political committee in order to conceal the money trail;'|| + ' [donated](https://web.archive.org/web/20210126185141/publicintegrity.org/politics/donald-trump-inauguration-bankrolled-by-corporate-giants) $1 million'|| + ' to Trump''s inaugeration just before Charles Schwab''s granddaughter'|| + ' [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490)'|| + ' in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump;'|| + ' [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump''s legal fund to the tune of $6.7 million'|| + ' as a way to hide contributions that escape the transparency of campaign contributions.'); + insert into fiTbl (name,url,cispa,notes) values ('E*Trade','https://us.etrade.com',1, 'covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)'); @@ -94,7 +106,10 @@ insert into fiTbl (name,url,notes) values ('Rich Uncles','https://richuncles.com insert into fiTbl (name,url,aws,notes) values ('Robinhood','https://robinhood.com/us/en/',1, '[Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users;'|| - ' They may have used CloudFlare in the past but apparently that changed'); + ' They may have used CloudFlare in the past but apparently that changed;'|| + ' robotic support only -- human support is [difficult or impossible](https://mastodon.social/@cypnk/105802268148593250) to reach;'|| + ' all trades are on a margin and transfers to another broker are marked as such;'|| + ' transfers can take up to a month so any trades like options may expire or lose value since you cannot initiate without knowing a timeline'); insert into fiTbl (name,url,cflogin) values ('Siebert','https://www.siebert.com',1); @@ -111,9 +126,9 @@ insert into fiTbl (name,url,aws,notes) values ('tastyworks','https://tastyworks. 'TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade;'|| ' promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75'); -insert into fiTbl (name,url,lst_kind,notes) values ('TD Ameritrade (TDA)','https://www.tdameritrade.com','black', - 'Majority owned by Charles Schwab, a firm that [supports](usa_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility'|| - ' (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](usa_banks.md);'|| +/* Schwab does not wholly own TDA, but we say schwab is a parent of TDA in the db to ensure inheritance of the black list status */ +insert into fiTbl (name,url,parent,notes) values ('TD Ameritrade (TDA)','https://www.tdameritrade.com','Charles Schwab', + 'Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank, which is [quite evil](usa_banks.md);'|| ' [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several '|| '[data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses'|| ' [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago); '|| @@ -165,7 +180,7 @@ insert into fiTbl (fi_kind,name,url,hrecaptcha,cflogin,cispa) values insert into fiTbl (fi_kind,name,url,notes) values ('insurer','CUNA Mutual','https://www.cunamutual.com','Feeds LMG through TruStage.'); insert into fiTbl (fi_kind,name,url) values ('insurer','Erie','https://www.erieinsurance.com'); insert into fiTbl (fi_kind,name,url,parent,foxnews,notes) values ('insurer','Esurance','https://www.esurance.com','Allstate',1,'akamai hosted'); -insert into fiTbl (fi_kind,name,url,alec,dt,notes) values ('insurer','Farmers','https://www.farmers.com',1,1,'akamai hosted'); +insert into fiTbl (fi_kind,name,url,alec,dt,notes) values ('insurer','Farmers','https://www.farmers.com',1,1,'akamai hosted; [caught](https://web.archive.org/web/20210102154321/https://publicintegrity.org/politics/republican-lawmakers-posh-hideaway-bankrolled-by-secret-corporate-cash) financing the Cloakroom project.'); insert into fiTbl (fi_kind,name,url,parent,dt,notes) values ('insurer','First American Insurance Agency','https://www.faiagency.com','Liberty Mutual',1,"[data breach in 2019](https://gizmodo.com/885-million-sensitive-records-leaked-online-bank-trans-1835016235) (warning: Gizmodo link has popups-- better source needed)"); insert into fiTbl (fi_kind,name,url,parent,dt) values ('insurer','Foremost','http://www.foremost.com','Farmers',1); insert into fiTbl (fi_kind,name,url,parent,alec,foxnews,dt,notes) values ('insurer','Geico','https://www.geico.com','Berkshire Hathaway',1,1,1, diff --git a/tools/gen_fi_table.sh b/tools/gen_fi_table.sh index f2cce73..5cce973 100755 --- a/tools/gen_fi_table.sh +++ b/tools/gen_fi_table.sh @@ -143,6 +143,7 @@ case "$2" in table_text "${1,,}" | tbl | nroff -Tascii | uniq ;; *) + printf %s '[//]: # (** DO NOT EDIT this file directly! ** It is auto-generated. Changes should be made to financial_institutions.sql or '"${0##*/}"' instead.)' table_md "${1,,}"; # the CLI arg must be one of: 'bank', 'brokerage', 'CU', or 'insurer' ;; esac diff --git a/usa_banks.md b/usa_banks.md index 05096cb..8f01100 100644 --- a/usa_banks.md +++ b/usa_banks.md @@ -2,13 +2,12 @@ | ***financial institution*** | ***political party*** | ***ALEC*** | ***CISPA*** | ***drug testing*** | ***finances private prisons*** | ***Tor-hostile*** | ***environmental abuses*** | ***other ethical problems*** | |--|--|--|--|--|--|--|--|--| -| Bank of America | ๐Ÿ˜ | ~~๐Ÿ‘Œ~~ (dropped) | ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“ ([will stop](https://www.reddit.com/r/news/comments/c5vlsg/bank_of_america_to_stop_financing_operators_of/)) | ๐Ÿ‘ (& [VPN-hostile](https://www.reddit.com/r/BankOfAmerica/comments/c2susn/vpn_issues/)) | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/), [drilling in Arctic National Wildlife Refuge](https://www.commondreams.org/views/2020/09/21/why-bank-america-still-open-funding-destruction-our-homelands-arctic) | [politically motivated denial](https://www.telegraph.co.uk/news/worldnews/wikileaks/8211768/WikiLeaks-Bank-of-America-halts-all-transactions-to-whistleblower-site.html) of fund transfers; often named "most hated bank" in consumer feedback studies; [xenophobic policy](https://www.thenation.com/article/why-is-bank-of-america-asking-clients-about-their-citizenship/) and [hostile](https://thehill.com/opinion/immigration/401032-banks-are-standing-on-the-wrong-side-of-history-with-trump) toward immigrants; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#bank-of-america) for dumb password rules; [data breach](https://www.nbcnews.com/id/wbna7032779#.WHPYpVMrJUQ) | +| Bank of America | ๐Ÿ˜ | ~~๐Ÿ‘Œ~~ (dropped) | ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“ ([will stop](https://www.reddit.com/r/news/comments/c5vlsg/bank_of_america_to_stop_financing_operators_of/)) | ๐Ÿ‘ (& [VPN-hostile](https://www.reddit.com/r/BankOfAmerica/comments/c2susn/vpn_issues/)) | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/), [drilling in Arctic National Wildlife Refuge](https://www.commondreams.org/views/2020/09/21/why-bank-america-still-open-funding-destruction-our-homelands-arctic) | [politically motivated denial](https://www.telegraph.co.uk/news/worldnews/wikileaks/8211768/WikiLeaks-Bank-of-America-halts-all-transactions-to-whistleblower-site.html) of fund transfers; often named "most hated bank" in consumer feedback studies; [xenophobic policy](https://www.thenation.com/article/why-is-bank-of-america-asking-clients-about-their-citizenship/) and [hostile](https://thehill.com/opinion/immigration/401032-banks-are-standing-on-the-wrong-side-of-history-with-trump) toward immigrants; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#bank-of-america) for dumb password rules; [data breach](https://www.nbcnews.com/id/wbna7032779#.WHPYpVMrJUQ); [paid $1 million](https://web.archive.org/web/20201111213421/https://fortune.com/2017/04/20/donald-trump-inauguration-donors) to the Trump inaugeration. | | Capital One | ๐Ÿ˜ || ๐Ÿšจ ||| ๐Ÿ‘ || sponsors Fox News; spent $20 million on Facebook ads (thus feeding a privacy abuser); uses privacy-abusing Amazon AWS which lead to [exfiltration of 100M customer records](https://edition.cnn.com/2019/07/29/business/capital-one-data-breach/index.html); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#capital-one) for dumb password rules | -| Charles Schwab | ๐Ÿ˜ || ๐Ÿšจ | ๐Ÿ”Ž || ๐Ÿ‘ || outsources banking operations to PNC Bank | | Citibank | ๐Ÿ˜ || ๐Ÿšจ | ๐Ÿ”Ž ||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [member of Better Than Cash Alliance](https://www.reddit.com/r/personalfinance_uc/comments/cyeg13/war_on_cash_visa_offered_10k_to_merchants_who/) thus fights to remove the cash payment option; Citi [blocked insulin](https://orinocotribune.com/citibank-blocks-funds-for-insulin-more-than-450000-venezuelans-affected) to 450,000 Venezuelans; Citi [blocks account holder access to money](https://www.reddit.com/r/personalfinance/comments/cwknyl/issue_with_citibank_bank_account_10k_put_on_hold/) if Citibank doesn't like your address; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#citi) for dumb password rules; [data breach in 2005](https://www.nytimes.com/2005/06/07/business/personal-data-for-39-million-lost-in-transit.html); [data breach in 2011](https://www.pcworld.com/article/229891/Citigroup_Hack_Nets_Over_200k_in_Stolen_Customer_Details.html); [data breach in 2013](https://web.archive.org/web/20201107052021/https://news.softpedia.com/news/Citi-Exposes-Details-of-150-000-Individuals-Who-Went-into-Bankruptcy-369979.shtml) | | Fifth Third | [๐Ÿ˜](https://www.53.com/content/dam/fifth-third/docs/reports/political-contributions-report-2H-2018.pdf) || ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“||| cbios.53.com is CloudFlared; bank employs 17,744 workers in pro-forced-birth state (OH)| | JP Morgan - Chase | ๐Ÿ˜ || ๐Ÿšจ | ๐Ÿ”Ž | ๐Ÿš“ ([will stop](https://populardemocracy.org/sites/default/files/%28Updated%29%202019%20Data%20Brief%20The%20Wall%20Street%20Banks%20Still%20Financing%20Private%20Prisons%20FINAL%20EMBARGOED%20UNTIL%204-8-19%201030am.pdf#page=2)) | ๐Ÿ‘+ | [Arctic oil and gas exploration](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [supports Trump](http://www.backersofhate.org/en/jpmorgan.html); [financed nazis](https://web.archive.org/web/20200319123802/https://www.globalresearch.ca/history-of-world-war-ii-nazi-germany-was-financed-by-the-federal-reserve-and-the-bank-of-england/5530318); paid $3k per engineer per day to Palantir (thus contributing to family separation at the US-Mexico border); [data breach in 2007 (warning: popups, better link needed)](https://www.pcworld.com/article/131453/article.html); [data breach in 2014](https://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0); | -| PNC | ๐Ÿ˜ | ๐Ÿ‘Œ | ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“|| [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/) || +| PNC | ๐Ÿ˜ | ๐Ÿ‘Œ | ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“|| [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/) | [caught](https://web.archive.org/web/20210102154321/https://publicintegrity.org/politics/republican-lawmakers-posh-hideaway-bankrolled-by-secret-corporate-cash) financing the Cloakroom project; supplies banking service to Charles Schwab. | | Suntrust Bank ||| ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“|| [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | employs 24,375 workers in pro-forced-birth state (GA) | | TD Bank ||| ๐Ÿšจ |||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/) | Canadian ownership. Unlike TD Ameritrade, TD Bank was *not* acquired by Charles Schwab; [data breach in 2014](https://www.americanbanker.com/news/td-bank-pays-625-000-in-mass-data-breach-settlement) | | US Bancorp - US Bank | ๐Ÿ˜ || ๐Ÿšจ | ๐Ÿ”Ž |๐Ÿš“||| employs 4000 workers in pro-forced-birth state (MS) | diff --git a/usa_brokerages.md b/usa_brokerages.md index 80f6e2d..84767ef 100644 --- a/usa_brokerages.md +++ b/usa_brokerages.md @@ -1,4 +1,4 @@ -# Directory of US-based brokerages +[//]: # (** DO NOT EDIT this file directly! ** It is auto-generated. Changes should be made to financial_institutions.sql or gen_fi_table.sh instead.)# Directory of US-based brokerages ## Whitelist The following brokerages have no significant ethical issues: @@ -19,7 +19,7 @@ These brokerages would normally be blacklisted, but due to the short whitelist t |[InteractiveBrokers](https://interactivebrokers.com)|n|n|n|n|n|min. investment to avoid fees: $100k per account; has an "impact" feature to analyze the portfolio's ESG factors w.r.t. the user's ethical views; covers Australia, Belgium, Canada, France, Germany, Hong Kong, Italy, Japan, Mexico, Netherlands, Singapore, South Korea, Spain, Sweden, Switzerland, United Kingdom, and United States; website is **partially Tor-hostile** but the site can be avoided for most operations after sign-up| |[Janus Henderson](https://www.janushenderson.com)|n|n|n|n|n|**Amazon AWS-hosted**; transactional web host (www.secureaccountview.com) is not AWS, but it is Tor-hostile; working offline and receiving gratis paper statements is possible.| |[nvstr](https://www.nvstr.com)|n|n|n|n|n|**Amazon AWS-hosted**; maintenance fee: $4/month; promos: $15-150 for funding, random bonus awards, referral bonuses| -|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|n|**Amazon AWS-hosted**; [Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users; They may have used CloudFlare in the past but apparently that changed| +|[Robinhood](https://robinhood.com/us/en/)|n|n|n|n|n|**Amazon AWS-hosted**; [Fined $65M](https://nypost.com/2020/12/17/sec-slaps-robinhood-app-with-65m-fine-for-misleading-users) for misleading users; They may have used CloudFlare in the past but apparently that changed; robotic support only -- human support is [difficult or impossible](https://mastodon.social/@cypnk/105802268148593250) to reach; all trades are on a margin and transfers to another broker are marked as such; transfers can take up to a month so any trades like options may expire or lose value since you cannot initiate without knowing a timeline| |[Stash](https://stash.com)|n|n|n|n|n|**Amazon AWS-hosted**; no mutual funds; no options; no crypto; maintenance fee: $1/month| |[tastyworks](https://tastyworks.com)|n|n|n|n|n|**Amazon AWS-hosted**; TIRA; RIRA; no forex; no crypto; no non-US stocks; open/close fee= $0/0; commission=$5/stock trade (closing trades gratis), $1/option trade; promo: funding (100 shares [$1-6ea, avg:$200-220]), referral=$75| |[TradeStation](https://www.tradestation.com)|n|n|n|n|n|**Amazon AWS-hosted**; crypto; min. invest=$500 ($2k for bonus); open/close fee= $0/0; commission=$0.50/option trade; commission=$0-5/stock trade| @@ -35,6 +35,7 @@ These brokerages have severe ethical or trust issues and should be boycotted: |Ally|n|๐Ÿ‘|n|๐Ÿ•ต|n|whole site is Tor-hostile (403 error)| |Axos Invest|n|n|๐ŸŒฉ|n|n|**Amazon AWS-hosted**; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.| |Betterment|n|n|n|n|n|**forced h/reCAPTCHA**; Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.| +|Charles Schwab|n|๐Ÿ‘|n|๐Ÿ•ต|๐Ÿงช|akamai-hosted; majority owner of TD Ameritrade; outsources banking operations to PNC Bank; [caught paying](https://www.rollingstone.com/politics/politics-features/dark-money-republican-party-americans-for-job-security-peter-thiel-devos-904900) $8.8 million to republican dark money group "Americans for Job Security", which has [ties](https://www.issueone.org/dark-money-groups-american-for-job-security) to the Koch brothers and neglected to register as a political committee in order to conceal the money trail; [donated](https://web.archive.org/web/20210126185141/publicintegrity.org/politics/donald-trump-inauguration-bankrolled-by-corporate-giants) $1 million to Trump's inaugeration just before Charles Schwab's granddaughter [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490) in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump; [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump's legal fund to the tune of $6.7 million as a way to hide contributions that escape the transparency of campaign contributions.| |Ellevest|n|n|๐ŸŒฉ|n|n|**Amazon AWS-hosted**| |Euro Pacific Capital|n|n|๐ŸŒฉ|n|n|| |Fidelity|๐Ÿ‘Œ|๐Ÿ‘|n|๐Ÿ•ต|๐Ÿงช|sponsors Fox News; akamai hosted; takes voiceprints of customers without express consent; Landing page is Tor-friendly but transactional site is Tor-hostile| @@ -51,7 +52,7 @@ These brokerages have severe ethical or trust issues and should be boycotted: |SoFi|n|n|๐ŸŒฉ|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.| |Sogotrade|n|n|๐ŸŒฉ|n|n|| |Stockpile|n|n|๐ŸŒฉ|n|n|| -|TD Ameritrade (TDA)|n|n|n|n|n|Majority owned by Charles Schwab, a firm that [supports](usa_banks.md) republicans, CISPA, drug tests their staff, and treats Tor users with hostility (but note that TDA functions over Tor). Schwab outsources banking operations to PNC bank, which is [quite evil](usa_banks.md); [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several [data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago); and led to ransom demands and pump 'n' dump stock scams; Scottrade also had a [data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it| +|TD Ameritrade (TDA)|n|n|n|n|n|Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank, which is [quite evil](usa_banks.md); [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several [data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago); and led to ransom demands and pump 'n' dump stock scams; Scottrade also had a [data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it| |TIAA-CREF|n|๐Ÿ‘|n|n|n|Whole site is Tor-hostile; uses Ally Bank for banking; uses Pershing LLC (a subsidiary of BNY Mellon Corp) for clearing; BNY Mellon was [breached in 2008](https://web.archive.org/web/20160308134258/www.wctv.tv/news/headlines/28132494.html)| |Tradingblock|n|n|๐ŸŒฉ|n|n|| |Wealthfront|n|n|n|n|n|**forced h/reCAPTCHA**; Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.| diff --git a/usa_insurance_companies.md b/usa_insurance_companies.md index efdd0e9..d869057 100644 --- a/usa_insurance_companies.md +++ b/usa_insurance_companies.md @@ -1,4 +1,4 @@ -# Directory of US-based insurers +[//]: # (** DO NOT EDIT this file directly! ** It is auto-generated. Changes should be made to financial_institutions.sql or gen_fi_table.sh instead.)# Directory of US-based insurers ## Whitelist The following insurers have no significant ethical issues: @@ -46,7 +46,7 @@ These insurers have severe ethical or trust issues and should be boycotted: |Brown & Brown Insurance|n|n|๐ŸŒฉ|๐Ÿ•ต|n|**forced h/reCAPTCHA**| |CUNA Mutual|n|n|n|n|n|Feeds LMG through TruStage.| |Esurance|n|n|n|n|n|sponsors Fox News; parent: Allstate; akamai hosted| -|Farmers|๐Ÿ‘Œ|n|n|n|๐Ÿงช|akamai hosted| +|Farmers|๐Ÿ‘Œ|n|n|n|๐Ÿงช|akamai hosted; [caught](https://web.archive.org/web/20210102154321/https://publicintegrity.org/politics/republican-lawmakers-posh-hideaway-bankrolled-by-secret-corporate-cash) financing the Cloakroom project.| |First American Insurance Agency|n|n|n|n|๐Ÿงช|parent: Liberty Mutual; [data breach in 2019](https://gizmodo.com/885-million-sensitive-records-leaked-online-bank-trans-1835016235) (warning: Gizmodo link has popups-- better source needed)| |Foremost|n|n|n|n|๐Ÿงช|parent: Farmers| |Geico|๐Ÿ‘Œ|n|n|n|๐Ÿงช|sponsors Fox News; parent: Berkshire Hathaway; akamai hosted but transactional site ecams.geico.com is not.|