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Charles Schwab got caught in dark money conspiracy

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cyberMonk 7 months ago
parent
commit
e5e9542f48
  1. 3
      input_data/financial_institutions.sql
  2. 15
      input_data/table_legend.md
  3. 15
      rap_sheets/amazon.md
  4. 13
      rap_sheets/cloudflare.md
  5. 3
      usa_banks.md
  6. 17
      usa_brokerages.md

3
input_data/financial_institutions.sql

@ -54,7 +54,8 @@ insert into fiTbl (name,url,antitor,cispa,dt,notes) values ('Charles Schwab','ht
' [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490)'||
' in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump;'||
' [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump''s legal fund to the tune of $6.7 million'||
' as a way to hide contributions that escape the transparency of campaign contributions.');
' as a way to hide contributions that escape the transparency of campaign contributions;'||
' Also got caught in a dark money conspiracy in California using the Koch brothers to hide political contributions to republicans to the tune of $11 million.');
insert into fiTbl (name,url,cispa,notes) values ('E*Trade','https://us.etrade.com',1,
'covers: Canada, France, Germany, Hong Kong, Japan, United Kingdom, and United States; funding bonus ($5k=>$50; $10k=>$100; $20k=>$150)');

15
input_data/table_legend.md

@ -61,12 +61,15 @@ that they collect geolocation data from customers' IP addresses. For
nomads/world travelers banks can make their lives hell if their
profile doesn't seem to match up with their lifestyle. Some banks
will close an account if a customer moves out of their service area.
Insurance companies will question whether you're still eligible for
the policy you have, as they may want to raise your premiums or cancel
your policy if they suspect you're not where your policy is written.
If you want to take a job away from home for a year or two, Tor gives
you the necessary privacy to do that free of hassle and nannying.
</details>
It's worth noting the fine print at the bottom of the [Simmons Bank
website](https://www.simmonsbank.com), which states "This site is
directed at, and intended to be used by, persons in the United States
of America only." Insurance companies will question whether you're
still eligible for the policy you have, as they may want to raise your
premiums or cancel your policy if they suspect you're not where your
policy is written. If you want to take a job away from home for a
year or two, Tor gives you the necessary privacy to do that free of
hassle and nannying. </details>
<details>
<summary>Why non-Tor users should also boycott Tor adversaries</summary>

15
rap_sheets/amazon.md

@ -9,7 +9,9 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. Amazon deploys Ring, Alexa, and Sidewalk to surveil neighborhoods and surveil the inside of homes.
1. Amazon kept everyone's Alexa recordings and transcripts [indefinitely][alexaForever], until public backlash coerced them to [offer a delete feature](https://web.archive.org/web/20210115031227/https://www.cnet.com/news/alexa-can-now-immediately-delete-your-voice-recordings) in 2020 4th quarter-- a "feature" that a socially responsible company would have included at inception. The deletions are not enabled by default (users must login to the web portal and tweak their settings manually, at which point Amazon tries to discourage users by saying Alexa won't be as smart without history).
1. Sidewalk creates a private network by [exploiting the "smart" home devices][sidewalk] in a way that data can become vulnerable to inappropriate access.
1. Amazon’s Echo and the smart TVs [monitor everything you do][snoopOnAll] -- [even if you disable ad reporting][snoopWhenOff]. (Note the research paper is not open to the public because ACM locks their digital library in the exclusive walled-garden of CloudFlare)
1. The LAPD has been [caught][ring-police] accepting free and discounted Amazon Ring cameras, which violates laws prohibiting police from accepting gifts.
1. Amazon’s Echo and the smart TVs [monitor everything you do][snoopOnAll] -- [even if you disable ad reporting][snoopWhenOff]. You used to simply watch TV, but now your TV is watching you. (Note the research paper is not open to the public because ACM locks their digital library in the exclusive walled-garden of CloudFlare)
1. Amazon's CTO (Werner Vogels) [admitted][snooping-confession] that Amazon tries to "collect as much information as possible" and a former Amazon executive [said][snooping-confession] Amazon "happens to sell products, but they are a data company".
1. Amazon [paid][CCPA195k] $195k to fight privacy in California by lobbying [against the CCPA][CCPALobby].
1. Amazon [supported](http://www.allcom.se/it-nyheter/apple-makes-a-stand-against-cisa-cybersecurity-bill) the Cybersecurity Information Sharing Act ([CISA](https://truthinmedia.com/cisa-supporters-under-threat-from-anonymous-splinter-group/)), a recycled version of CISPA, which passed after CISPA was voted down. CISA facilitates corporation-government information oversharing in a way that circumvents protections under the 4th amendment of the US Constitution. Amazon appeared on both sides of this, as it wanted the public to believe that Amazon [opposed](https://www.infosecurity-magazine.com/news/tech-giants-oppose-us-threat-intel) CISA. (*citation needed-- the original allcom.se link is dead and allcom.se blocks archival*)
1. *War on cash* is war on privacy: Amazon's grocery stores [do not accept cash][WarOnCashGrocery]. They impose the same surveillance as ordering online from Amazon. Cashless shops discriminate against the [6.5% of the US population][warOnCash] that does not have a bank account.
@ -19,6 +21,7 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. Amazon has [been caught][DRMabuse] deleting accounts and abusing the power of DRM to destroy users' entire library of books without explanation, if they suspect a Kindle user is also using a rival device. It's common enough and due to Amazon's refusal to explain the problem, some people [suspect it's a bug][DRMdeception].
1. Amazon distributes NRAtv which promotes a privacy-hostile political party and the resulting policies. Also sells the Trump line of suits in their webshop.
1. Sensitive data for 100 million people banking at Capital One was [leaked][caponeleak] by an Amazon worker. Amazon [refuses blame][caponeNoBlame] for it. Capital One was [fined $80M](https://web.archive.org/web/20200925231658/https://www.zdnet.com/article/capital-one-fined-80-million-for-2019-hack) for failing to do risk assessment.
1. Amazon was [fined][gdprviolation] €746 million GDPR violations.
1. Amazon is responsible for **human rights** and **civil liberties** abuses
1. Amazon [supplies][empBoycott] [unlawfully developed](https://web.archive.org/web/20201226111112/https://www.cnet.com/news/amazon-google-and-microsoft-sued-over-photos-in-facial-recognition-database/) facial recognition to law enforcement who use it to abuse civil liberties, despite [protest](https://thehill.com/business-a-lobbying/393583-amazon-employees-protest-sale-of-facial-recognition-tech-to-law) by Amazon employees, 40 civil rights organizations, and [150,000 petitioners](https://web.archive.org/web/20201020003009/https://www.zdnet.com/article/now-amazon-employees-rebel-end-police-facial-recognition-contracts-ice-support).
1. Amazon [supplies][ICEAWS] AWS [to ICE (bad link)][ICEspending] and Palantir, a database firm that exploits social media to [facilitate][ICEfacilitate] ICE and CBP to enforce Trump's inhumane *zero tolerance* immigration policy that entails child-parent separation. Palantir was also co-founded by a notorious xenophobic and billionaire backer of Donald Trump: Peter Thiel. Peter Thiel founded Palantir to [help ICE][thielPatriotism] deploy algorithms that find people to deport. Peter Thiel called Google "unpatriotic" for "[not embracing opportunities][thielPatriotism] to work with federal agencies" thinking that Google appeased employees who opposed inhumane treatment of immigrants (he was unaware that Google's announcement and action differed).
@ -66,6 +69,7 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. Amazon spent $4.38 million to [lobby against antitrust law][antitrustLobby]
1. Amazon creates an elitist class system whereby sales of some goods are limited to Prime members only. Non-prime members are denied service. Amazon's market domination has reached a point where consumers often cannot find what they need outside of Amazon's store.
1. Amazon makes [guinea pigs of customers][guinea-pigs] to develop highly experimental products. Who pays for that? The customer, who doesn't get a refund when Amazon pulls the plug and the Internet connected device self destructs after the warranty ends.
1. When Amazon [throws away millions of items][wastes-stock] instead of selling them to an overstock specialist or donating to charity, it's not just bad for the environment, it's also anti-competitive likely in breach of anti-trust laws.
See also Richard Stallman's [Amazon RAP sheet][RMS], which we will one day merge into the above.
@ -225,3 +229,12 @@ See also Richard Stallman's [Amazon RAP sheet][RMS], which we will one day merge
[sidewalk]: <https://www.commondreams.org/views/2021/06/20/aclu-alarm-amazon-activates-sidewalk-surveillance-system>
[sidewalk-cache]: <https://web.archive.org/web/20210621074342/https://www.commondreams.org/views/2021/06/20/aclu-alarm-amazon-activates-sidewalk-surveillance-system>
[snooping-confession]: <https://www.wired.com/story/amazon-tracking-how-to-stop-it>
[snooping-confession-cache]: <https://web.archive.org/web/20210623152424/www.wired.com/story/amazon-tracking-how-to-stop-it>
[ring-police]: <https://www.eff.org/deeplinks/2021/06/emails-show-amazon-rings-hold-lapd-through-camera-giveaways>
[ring-police-cache]: <https://web.archive.org/web/20210623025357/https://www.eff.org/deeplinks/2021/06/emails-show-amazon-rings-hold-lapd-through-camera-giveaways>
[gdprviolation]: <https://www.cnet.com/news/amazon-hit-with-record-888m-fine-over-gdpr-violations>
[gdprviolation-cache]: <http://web.archive.org/web/20210731033405/www.cnet.com/news/amazon-hit-with-record-888m-fine-over-gdpr-violations>

13
rap_sheets/cloudflare.md

@ -70,9 +70,11 @@
[unescoEDU2019]: http://portal.unesco.org/en/ev.php-URL_ID=49556&URL_DO=DO_TOPIC&URL_SECTION=201.html
[unescoG16]: https://en.unesco.org/themes/access-information
[unescoEDUhr]: https://en.unesco.org/themes/education
[dcfstats]: https://git.nogafam.es/deCloudflare/deCloudflare/src/branch/master/subfiles/google_ad_planner_top_1000_sites.md
[dcfstats]: https://git.disroot.org/deCF/deCloudflare/src/branch/master/subfiles/google_ad_planner_top_1000_sites.md
[gfd]: https://static.fsf.org/nosvn/directory/fdl-1.3-standalone.html
[freedom0]: https://lists.gnu.org/archive/html/directory-discuss/2017-02/msg00000.html
[greenwash]: http://web.archive.org/web/20210730102406/blog.cloudflare.com/crawler-hints-how-cloudflare-is-reducing-the-environmental-impact-of-web-searches
[tarpit]: http://web.archive.org/web/20210730102406/blog.cloudflare.com/crawler-hints-how-cloudflare-is-reducing-the-environmental-impact-of-web-searches
# CloudFlare
@ -102,7 +104,8 @@ CloudFlare is a vigilante extremist organization that takes the decentralized we
1. CloudFlare took a seat on the FCC's [Open Internet Advisory Committee][14], and serves its own interest (to influence legislation against net neutrality).
1. CloudFlare [discriminates][15] against connections coming from developing countries.
1. CloudFlare discriminates unfairly against Tor users, those who use non-graphical browsers, and those who deploy beneficial robots.
1. CloudFlare also discriminates against people with impairments and disabilities (details in the human rights section)
1. CloudFlare also discriminates against people with impairments and disabilities (details in the human rights section).
1. Indian and Serbian ISPs offer cheap connectivity that uses CGNAT, which Cloudflare blocks. Some of those ISPs charge an extra fee for the priviledge of having IPv4 or IPv6, but poor people in those regions don't get that luxery. Cloudflare effectively discriminates against poor people of certain national origins.
1. CloudFlare's detriment to **human rights**
1. Access to education is a [human right][unescoEDUhr], so when a
school like Roskilde University (RUC in Denmark) uses Proquest
@ -188,8 +191,10 @@ CloudFlare is a vigilante extremist organization that takes the decentralized we
1. CloudFlare [attacks freedom of expression][30].
1. When a review exposed CloudFlare's doxxing of whistle blowers, CF [censored][31] the review.
1. CloudFlare is a burden on the **environment**
1. Images account for the [most significant][32] burden on Internet bandwidth and power consumption as a result. Naturally the most ecological web users are those who do not download images (robots, users of text browsers, and users who disable image retrieval). Because robots tend not to download images, anti-robot algorithms target all image-free sessions as robotic. CloudFlare consequently attacks the most ecological users on the web.
1. CF forces transmission of copious bandwidth-wasting images in order to supply CAPTCHAs.
1. Images account for the [most significant][32] burden on Internet bandwidth and power consumption as a result. Naturally the most ecological web users are those who do not download images (robots, users of text browsers, and users who disable image retrieval). Because robots tend not to download images, anti-robot algorithms target all image-free sessions as robotic. CloudFlare consequently attacks the most ecological users on the web. Cloudflare automatically deems all robots other than search engine crawlers to be "malicious", and they admit this in the same [blog article][greenwash] where they claim to be reducing their environmental footprint. (The best pro-environment action you can take regarding Cloudflare is to simply not visit Cloudflare websites.)
1. Cloudflare [tarpits][tarpit] beneficial bots that it incorrectly brands as "malicious". Cloudflare's tar-pitting technique entails requiring bots to "solve a computationally intensive challenge that will require more of their bot’s CPU". This obviously means Cloudflare purposefully creates needless busy work that amounts to pure energy waste.
1. To counter Cloudflares attack on mislabeled beneficial bots, developers are compelled to make their bots act more human. This means downloading images needlessly, thus increasing the environmental footprint needlessly.
1. CF forces transmission of copious bandwidth-wasting images in order to supply CAPTCHAs. When a grid of images is presented for Cloudflare's hCAPTCHA, every grid cell is a separate image that requires a separate individual HTTP request, which culminates into the most costly of CAPTCHAs.
1. hCAPTCHA uses 4 levels of nested javascript. So users with j/s disabled are often forced to reload the CAPTCHA page 4 times just to see the puzzle.
1. Even with all javascript loaded and executed to the extent needed to support the CAPTCHA, the CAPTCHA server itself often refuses to serve a puzzle due to a blown traffic threshold for an IP address. When the CAPTCHA fails to render or when a human user fails to solve the CAPTCHA, all the energy spent reaching the point of denial is to a total loss. Whether the user continues to reattempt or they give up, the energy waste is a loss for all parties and a detriment to the environment ultimately for no benefit.
1. CloudFlare **stifles innovation** and culture. Robots are a crucial component to innovation. CF's attack on robots means people can't even use wget to download files. As a consequence, mp3 files (for example) can only be downloaded one at a time by manually clicking on each file. An immeasurably broad range of innovations depend on robots to provide capabilities that are not economically viable with manual labor. Many robotic innovations are created for the sole purpose of improving the usability of user interfaces that are either poorly designed for all users or the design overlooks the needs of some users.

3
usa_banks.md

@ -1,5 +1,6 @@
[//]: # (link to this warning on 3rd party svcs => https://bankingjournal.aba.com/2020/12/fbi-director-cyber-criminals-targeting-banks-third-parties/)
[//]: # (breaches listed => https://carnegieendowment.org/specialprojects/protectingfinancialstability/timeline)
[//]: # (to do: incorporate https://sustainfi.com/articles/esg-banking/ & https://bankforgood.org/)
[RAP-cf]: <rap_sheets/cloudflare.md>
@ -28,7 +29,7 @@
(👌) *the problem with ALEC*-- ALEC is a huge right-wing political bill mill and lobby that puts corporate interests above the interest of human beings, as it fights gun control, fights healthcare, fights immigration, fights unions, fights public education, fights women's rights, and supports the NRA. The OK hand sign (👌) indicates that the bank supports right-wing extremism through ALEC membership.
(👁) *the problem with Tor hostility*-- Tor is a tool that helps the privacy of consumers. Banks that block Tor or take hostile actions against customers who use Tor are indicated with an eye (👁). A plus ("+") indicates that the bank allows Tor users to *attempt* to login (so they can discover which of their customers use Tor), followed by a [permanent account denial](https://git.sdf.org/deCloudflare/deCloudflare/src/branch/master/anti-tor_users/misc/hostility.md) and locked bank account.
(👁) *the problem with Tor hostility*-- Tor is a tool that helps the privacy of consumers. Banks that block Tor or take hostile actions against customers who use Tor are indicated with an eye (👁). A plus ("+") indicates that the bank allows Tor users to *attempt* to login (so they can discover which of their customers use Tor), followed by a [permanent account denial](https://git.disroot.org/deCF/deCloudflare/src/branch/master/anti-tor_users/misc/hostility.md) and locked bank account.
More metrics: to see where these banks stand on gun issues, see https://isyourbankloaded.org.

17
usa_brokerages.md

@ -34,7 +34,7 @@ These brokerages have severe ethical or trust issues and should be boycotted:
|Ally|n|👁|n|🕵|n|whole site is Tor-hostile (403 error)|
|Axos Invest|n|n|🌩|n|n|**Amazon AWS-hosted**; Axos Bank is jailed in CloudFlare and Axos Invest will be soon. Investors who get blocked by that will have to pay $5/month for paper statements.|
|Betterment|n|n|n|n|n|**forced h/reCAPTCHA**; Imposes hCAPTCHA just to read the landing page. They censor posts in their Reddit sub that complains about this instead of offering support.|
|Charles Schwab|n|👁|n|🕵|🧪|akamai-hosted; majority owner of TD Ameritrade; outsources banking operations to PNC Bank; [caught paying](https://www.rollingstone.com/politics/politics-features/dark-money-republican-party-americans-for-job-security-peter-thiel-devos-904900) $8.8 million to republican dark money group "Americans for Job Security", which has [ties](https://www.issueone.org/dark-money-groups-american-for-job-security) to the Koch brothers and neglected to register as a political committee in order to conceal the money trail; [donated](https://web.archive.org/web/20210126185141/publicintegrity.org/politics/donald-trump-inauguration-bankrolled-by-corporate-giants) $1 million to Trump's inaugeration just before Charles Schwab's granddaughter [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490) in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump; [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump's legal fund to the tune of $6.7 million as a way to hide contributions that escape the transparency of campaign contributions.|
|Charles Schwab|n|👁|n|🕵|🧪|akamai-hosted; majority owner of TD Ameritrade; outsources banking operations to PNC Bank; [caught paying](https://www.rollingstone.com/politics/politics-features/dark-money-republican-party-americans-for-job-security-peter-thiel-devos-904900) $8.8 million to republican dark money group "Americans for Job Security", which has [ties](https://www.issueone.org/dark-money-groups-american-for-job-security) to the Koch brothers and neglected to register as a political committee in order to conceal the money trail; [donated](https://web.archive.org/web/20210126185141/publicintegrity.org/politics/donald-trump-inauguration-bankrolled-by-corporate-giants) $1 million to Trump's inaugeration just before Charles Schwab's granddaughter [got a whitehouse gig](https://www.huffpost.com/entry/white-house-samantha-schwab_n_59137723e4b021221db9d490) in an apparent *pay-to-play* scheme. [Called out by Lincoln Project](https://twitter.com/ProjectLincoln/status/1349405850906087424) for financing Trump; [maxed out donations](https://archive.thinkprogress.org/trump-rnc-legal-fund-de045351554c) to Trump's legal fund to the tune of $6.7 million as a way to hide contributions that escape the transparency of campaign contributions; Also got caught in a dark money conspiracy in California using the Koch brothers to hide political contributions to republicans to the tune of $11 million.|
|Ellevest|n|n|🌩|n|n|**Amazon AWS-hosted**|
|Euro Pacific Capital|n|n|🌩|n|n||
|Fidelity|👌|👁|n|🕵|🧪|sponsors Fox News; akamai hosted; takes voiceprints of customers without express consent; Landing page is Tor-friendly but transactional site is Tor-hostile|
@ -125,12 +125,15 @@ that they collect geolocation data from customers' IP addresses. For
nomads/world travelers banks can make their lives hell if their
profile doesn't seem to match up with their lifestyle. Some banks
will close an account if a customer moves out of their service area.
Insurance companies will question whether you're still eligible for
the policy you have, as they may want to raise your premiums or cancel
your policy if they suspect you're not where your policy is written.
If you want to take a job away from home for a year or two, Tor gives
you the necessary privacy to do that free of hassle and nannying.
</details>
It's worth noting the fine print at the bottom of the [Simmons Bank
website](https://www.simmonsbank.com), which states "This site is
directed at, and intended to be used by, persons in the United States
of America only." Insurance companies will question whether you're
still eligible for the policy you have, as they may want to raise your
premiums or cancel your policy if they suspect you're not where your
policy is written. If you want to take a job away from home for a
year or two, Tor gives you the necessary privacy to do that free of
hassle and nannying. </details>
<details>
<summary>Why non-Tor users should also boycott Tor adversaries</summary>

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