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BofA caught snooping on customers

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cyberMonk 2021-03-15 21:37:34 -04:00
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4
input_data/financial_institutions.sql
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@ -129,10 +129,10 @@ insert into fiTbl (name,url,aws,notes) values ('tastyworks','https://tastyworks.
/* Schwab does not wholly own TDA, but we say schwab is a parent of TDA in the db to ensure inheritance of the black list status */ /* Schwab does not wholly own TDA, but we say schwab is a parent of TDA in the db to ensure inheritance of the black list status */
insert into fiTbl (name,url,parent,notes) values ('TD Ameritrade (TDA)','https://www.tdameritrade.com','Charles Schwab', insert into fiTbl (name,url,parent,notes) values ('TD Ameritrade (TDA)','https://www.tdameritrade.com','Charles Schwab',
'Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank, which is [quite evil][banklist];'|| 'Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank (an [evil bank][banklist]);'||
' [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several '|| ' [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several '||
'[data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses'|| '[data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses'||
' [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago); '|| ' [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago)'||
' and led to ransom demands and pump ''n'' dump stock scams; Scottrade also had a '|| ' and led to ransom demands and pump ''n'' dump stock scams; Scottrade also had a '||
'[data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it'); '[data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it');

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input_data/table_legend.md
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@ -5,7 +5,9 @@
# Why ALEC members are blacklisted # Why ALEC members are blacklisted
American Legislative Exchange Council ("ALEC") is a right-wing super PAC and bill mill that puts corporate interests above the interest of human beings. ALEC: American Legislative Exchange Council ("ALEC") is a right-wing super
PAC and bill mill that prioritizes corporate interests above the
interest of human beings. Specifically, ALEC:
* [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture) * [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture)
* [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration) * [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration)
@ -205,18 +207,18 @@ their staff through forced drug testing.
## Why Amazon and Google-hosted FIs are graylisted ## Why Amazon and Google-hosted FIs are graylisted
Amazon is behind [countless evils][RAP-amazon]. It's Amazon is behind [countless evils][RAP-amazon]. It's paramount to
paramount to boycott Amazon for anyone who cares about human rights, boycott Amazon for anyone who cares about human rights, privacy, or
privacy, or the environment. Amazon also has had several data the environment. Amazon also has had several data breaches-- Capital
breaches-- Capital One, Juspay, Swiggy, etc., so it's a bad idea to One, Juspay, Swiggy, etc., so it's a bad idea to trust custodians who
trust custodians who use AWS with the security of your money. Google use AWS with the security of your money. Google had to ditch their
is also evil. Not the degree of evil that Amazon has achieved, but "don't be evil" slogan, but Amazon is still a greater evil. Both
Google is in the fossil fuel business among other evils. Google is Google and Amazon are in the fossil fuel business. Google is also a
also a central tech giant which (like Amazon) serves as a central tech giant which (like Amazon) serving as a central point of
point of surveillance and also carries the risks of having a huge surveillance and also carries the risks of having a huge number of
number of insiders who can abuse the data. The size of the Amazon and insiders who can abuse the data. The size of the Amazon and Google
Google datacenters also makes them a likely target for outside hackers datacenters also makes them a likely target for outside hackers due to
due to the high rewards of compromise. the high rewards of compromise.
Akamai is not known to have a significant history of wrongdoing on the Akamai is not known to have a significant history of wrongdoing on the
scale of Amazon or Google. There is cause for concern in terms of scale of Amazon or Google. There is cause for concern in terms of
@ -247,11 +249,11 @@ credit bureaus.
Financial institutions like Merrill Edge, TD Ameritrade, and Financial institutions like Merrill Edge, TD Ameritrade, and
Wellstrade have ethically controversial ownership. Merrill Edge and Wellstrade have ethically controversial ownership. Merrill Edge and
Wellstrade are simply owned by extremely [evil banks][banklist]. Wellstrade are simply owned by extremely [unethical banks][banklist].
A large majority of TD Ameritrade is owned by Charles Schwab. Schwab A large majority of TD Ameritrade is owned by Charles Schwab. Schwab
is not directly involved in the highly controversial financing that is not directly involved in the highly controversial financing that
other large banks are, but Schwab outsources banking to PNC bank, other large banks are, but Schwab outsources banking to PNC bank,
which is quite evil. which is an ALEC member with total disregard for humanity.
It's important for ethical consumption to consider the whole supply It's important for ethical consumption to consider the whole supply
chain to the extent of your awareness. When consuming a product or chain to the extent of your awareness. When consuming a product or

5
rap_sheets/amazon.md
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@ -34,7 +34,7 @@ Amazon is the root of abuses of privacy, freedom, human rights, civil liberties,
1. [55-hour work weeks][work55hrs] 1. [55-hour work weeks][work55hrs]
1. 90,000+ warehouse employees treated like cattle ([7 examples][cattleStaff]) 1. 90,000+ warehouse employees treated like cattle ([7 examples][cattleStaff])
1. Amazon [exploits workers and fights unions][tenReasons]. Amazon [launched][antiunion] an anti-union [propaganda](https://laserdisc.party/@radicalrobit/105701585218038720) website to hinder formation of unions in Alabama. 1. Amazon [exploits workers and fights unions][tenReasons]. Amazon [launched][antiunion] an anti-union [propaganda](https://laserdisc.party/@radicalrobit/105701585218038720) website to hinder formation of unions in Alabama.
1. Amazon employees [report years of racism][racism] 1. Amazon employees [report years of racism][racism], such as [underpayment, denied promotions, and sexual harassment][racismCase]
1. Amazon proliferates **censorship** 1. Amazon proliferates **censorship**
1. Amazon has [partnered with the MPAA](https://web.archive.org/web/20201126140203/https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918) to campaign for repression of sharing on the net. 1. Amazon has [partnered with the MPAA](https://web.archive.org/web/20201126140203/https://torrentfreak.com/inside-the-mpaa-netflix-amazon-global-anti-piracy-alliance-170918) to campaign for repression of sharing on the net.
1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service][antiwhistle]. 1. Amazon cut off service to Wikileaks, claiming that [whistle-blowing violates its terms of service][antiwhistle].
@ -178,3 +178,6 @@ See also Richard Stallman's [Amazon RAP sheet][RMS], which we will one day merge
[racism]: <https://www.vox.com/recode/2021/2/26/22297554/bias-disrespect-and-demotions-black-employees-say-amazon-has-a-race-problem> [racism]: <https://www.vox.com/recode/2021/2/26/22297554/bias-disrespect-and-demotions-black-employees-say-amazon-has-a-race-problem>
[racism-cache]: <https://web.archive.org/web/20210226153714/www.vox.com/recode/2021/2/26/22297554/bias-disrespect-and-demotions-black-employees-say-amazon-has-a-race-problem> [racism-cache]: <https://web.archive.org/web/20210226153714/www.vox.com/recode/2021/2/26/22297554/bias-disrespect-and-demotions-black-employees-say-amazon-has-a-race-problem>
[racism-case]: <https://arstechnica.com/tech-policy/2021/03/aws-director-sues-amazon-alleging-systemic-racism-in-corporate-office>
[racism-case-cache]: <https://web.archive.org/web/20210302214604/arstechnica.com/tech-policy/2021/03/aws-director-sues-amazon-alleging-systemic-racism-in-corporate-office>

1
rap_sheets/cloudflare.md
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@ -103,6 +103,7 @@ CloudFlare is a vigilante extremist organization that takes the decentralized we
1. CloudFlare [deceives](https://people.torproject.org/~lunar/20160331-CloudFlare_Fact_Sheet.pdf#page=4) users about what the problem is, causing users to blame Tor or their browser. CloudFlare suggests to Tor users who reach the CAPTCHA "If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware." 1. CloudFlare [deceives](https://people.torproject.org/~lunar/20160331-CloudFlare_Fact_Sheet.pdf#page=4) users about what the problem is, causing users to blame Tor or their browser. CloudFlare suggests to Tor users who reach the CAPTCHA "If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware."
1. Lack of human decency -- CF's mean-spirited CEO [displays](https://nitter.net/eastdakota/status/1273277839102656515) [schadenfreude](https://en.wikipedia.org/wiki/Schadenfreude) amid the grief his company has caused innovative people who use the web non-maliciously. 1. Lack of human decency -- CF's mean-spirited CEO [displays](https://nitter.net/eastdakota/status/1273277839102656515) [schadenfreude](https://en.wikipedia.org/wiki/Schadenfreude) amid the grief his company has caused innovative people who use the web non-maliciously.
1. Ironically, CloudFlare spams people (despite their spam-mitigation purpose). Customers (former and current) as well as people who never used CF are receiving spam from CloudFlare. Customers [receive spam](https://nitter.net/thexpaw/status/1108424723233419264) from CF without express consent and possibly contrary to privacy policies. This is deceptive because spam mitigation is one of CloudFlare's selling points. 1. Ironically, CloudFlare spams people (despite their spam-mitigation purpose). Customers (former and current) as well as people who never used CF are receiving spam from CloudFlare. Customers [receive spam](https://nitter.net/thexpaw/status/1108424723233419264) from CF without express consent and possibly contrary to privacy policies. This is deceptive because spam mitigation is one of CloudFlare's selling points.
1. CloudFlare outsourced video surviellance to a supplier of poorly secured cameras, which were [compromized](https://www.bloomberg.com/news/articles/2021-03-09/hackers-expose-tesla-jails-in-breach-of-150-000-security-cams)
1. When a large profit-driven tech giant uses a non-profit fund raising platform to [solicit donations](https://web.archive.org/web/20191112033605/https://opencollective.com/cloudflarecollective#section-about) to feed their own staff at events, it's clear that professionalism is in short supply at CloudFlare Inc. 1. When a large profit-driven tech giant uses a non-profit fund raising platform to [solicit donations](https://web.archive.org/web/20191112033605/https://opencollective.com/cloudflarecollective#section-about) to feed their own staff at events, it's clear that professionalism is in short supply at CloudFlare Inc.
1. CloudFlare asks those who anonymously report illegal conduct on their websites to reveal their true identity. Yet CF has a history of doxxing whistle blowers and making them into victims. Instead of apologizing in the child porn case, the CEO (Matthew Prince) said the whistle blowers [should have used fake names](https://web.archive.org/web/20171024040313/http://www.businessinsider.com/cloudflare-ceo-suggests-people-who-report-online-abuse-use-fake-names-2017-5). (see "CloudFlare shelters criminals" below) 1. CloudFlare asks those who anonymously report illegal conduct on their websites to reveal their true identity. Yet CF has a history of doxxing whistle blowers and making them into victims. Instead of apologizing in the child porn case, the CEO (Matthew Prince) said the whistle blowers [should have used fake names](https://web.archive.org/web/20171024040313/http://www.businessinsider.com/cloudflare-ceo-suggests-people-who-report-online-abuse-use-fake-names-2017-5). (see "CloudFlare shelters criminals" below)
1. CloudFlare **shelters criminals** 1. CloudFlare **shelters criminals**

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usa_banks.md
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@ -1,10 +1,12 @@
[RAP-cf](rap_sheets/cloudflare.md) [//]: # (to do-- incorporate https://gitlab.torproject.org/legacy/trac/-/wikis/org/doc/ListOfServicesBlockingTor)
[RAP-cf]: # <rap_sheets/cloudflare.md>
## Blacklist part 1: notorious unethical banks ## Blacklist part 1: notorious unethical banks
| ***financial institution*** | ***political party*** | ***ALEC*** | ***CISPA*** | ***drug testing*** | ***finances private prisons*** | ***Tor-hostile*** | ***environmental abuses*** | ***other ethical problems*** | | ***financial institution*** | ***political party*** | ***ALEC*** | ***CISPA*** | ***drug testing*** | ***finances private prisons*** | ***Tor-hostile*** | ***environmental abuses*** | ***other ethical problems*** |
|--|--|--|--|--|--|--|--|--| |--|--|--|--|--|--|--|--|--|
| Bank of America | 🐘 | ~~👌~~ (dropped) | 🚨 | 🔎 |🚓 ([will stop](https://www.reddit.com/r/news/comments/c5vlsg/bank_of_america_to_stop_financing_operators_of/)) | 👁 (& [VPN-hostile](https://www.reddit.com/r/BankOfAmerica/comments/c2susn/vpn_issues/)) | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/), [drilling in Arctic National Wildlife Refuge](https://www.commondreams.org/views/2020/09/21/why-bank-america-still-open-funding-destruction-our-homelands-arctic) | [politically motivated denial](https://www.telegraph.co.uk/news/worldnews/wikileaks/8211768/WikiLeaks-Bank-of-America-halts-all-transactions-to-whistleblower-site.html) of fund transfers; often named "most hated bank" in consumer feedback studies; [xenophobic policy](https://www.thenation.com/article/why-is-bank-of-america-asking-clients-about-their-citizenship/) and [hostile](https://thehill.com/opinion/immigration/401032-banks-are-standing-on-the-wrong-side-of-history-with-trump) toward immigrants; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#bank-of-america) for dumb password rules; [data breach](https://www.nbcnews.com/id/wbna7032779#.WHPYpVMrJUQ); [paid $1 million](https://web.archive.org/web/20201111213421/https://fortune.com/2017/04/20/donald-trump-inauguration-donors) to the Trump inaugeration. | | Bank of America | 🐘 | ~~👌~~ (dropped) | 🚨 | 🔎 |🚓 ([will stop](https://www.reddit.com/r/news/comments/c5vlsg/bank_of_america_to_stop_financing_operators_of/)) | 👁 (& [VPN-hostile](https://www.reddit.com/r/BankOfAmerica/comments/c2susn/vpn_issues/)) | [fracking](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [Atlantic Coast Pipeline](http://priceofoil.org/2018/04/18/bank-of-america-leads-finance-for-atlantic-coast-pipeline/), [Dakota Access Pipeline](https://www.huffpost.com/entry/bank-of-america-re100_n_57e157bce4b0071a6e09a217), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/), [drilling in Arctic National Wildlife Refuge](https://www.commondreams.org/views/2020/09/21/why-bank-america-still-open-funding-destruction-our-homelands-arctic) | [politically motivated denial](https://www.telegraph.co.uk/news/worldnews/wikileaks/8211768/WikiLeaks-Bank-of-America-halts-all-transactions-to-whistleblower-site.html) of fund transfers; often named "most hated bank" in consumer feedback studies; [xenophobic policy](https://www.thenation.com/article/why-is-bank-of-america-asking-clients-about-their-citizenship/) and [hostile](https://thehill.com/opinion/immigration/401032-banks-are-standing-on-the-wrong-side-of-history-with-trump) toward immigrants; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#bank-of-america) for dumb password rules; [data breach](https://www.nbcnews.com/id/wbna7032779#.WHPYpVMrJUQ); [paid $1 million](https://web.archive.org/web/20201111213421/https://fortune.com/2017/04/20/donald-trump-inauguration-donors) to the Trump inaugeration; [caught](https://invidious.fdn.fr/watch?v=y-AmnasDev0&local=true&start=145) snooping on customers and data sharing with the FBI. |
| Capital One | 🐘 || 🚨 ||| 👁 || sponsors Fox News; spent $20 million on Facebook ads (thus feeding a privacy abuser); uses privacy-abusing Amazon AWS which lead to [exfiltration of 100M customer records](https://edition.cnn.com/2019/07/29/business/capital-one-data-breach/index.html); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#capital-one) for dumb password rules | | Capital One | 🐘 || 🚨 ||| 👁 || sponsors Fox News; spent $20 million on Facebook ads (thus feeding a privacy abuser); uses privacy-abusing Amazon AWS which lead to [exfiltration of 100M customer records](https://edition.cnn.com/2019/07/29/business/capital-one-data-breach/index.html); [shamed](https://github.com/dumb-password-rules/dumb-password-rules#capital-one) for dumb password rules |
| Citibank | 🐘 || 🚨 | 🔎 ||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [member of Better Than Cash Alliance](https://www.reddit.com/r/personalfinance_uc/comments/cyeg13/war_on_cash_visa_offered_10k_to_merchants_who/) thus fights to remove the cash payment option; Citi [blocked insulin](https://orinocotribune.com/citibank-blocks-funds-for-insulin-more-than-450000-venezuelans-affected) to 450,000 Venezuelans; Citi [blocks account holder access to money](https://www.reddit.com/r/personalfinance/comments/cwknyl/issue_with_citibank_bank_account_10k_put_on_hold/) if Citibank doesn't like your address; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#citi) for dumb password rules; [data breach in 2005](https://www.nytimes.com/2005/06/07/business/personal-data-for-39-million-lost-in-transit.html); [data breach in 2011](https://www.pcworld.com/article/229891/Citigroup_Hack_Nets_Over_200k_in_Stolen_Customer_Details.html); [data breach in 2013](https://web.archive.org/web/20201107052021/https://news.softpedia.com/news/Citi-Exposes-Details-of-150-000-Individuals-Who-Went-into-Bankruptcy-369979.shtml) | | Citibank | 🐘 || 🚨 | 🔎 ||| [fossil fuel](https://www.ran.org/bankingonclimatechange2019/#data-panel), [extreme fossil fuel](https://www.openinvest.co/blog/banks-funding-fossil-fuels/), [ultra-deepwater oil & gas projects](https://www.theguardian.com/environment/2019/oct/13/top-investment-banks-lending-billions-extract-fossil-fuels), [Trans Mountain Pipeline Expansion](https://www.ran.org/the-understory/5_things_you_need_to_know_about_the_trans_mountain_pipeline/) | [member of Better Than Cash Alliance](https://www.reddit.com/r/personalfinance_uc/comments/cyeg13/war_on_cash_visa_offered_10k_to_merchants_who/) thus fights to remove the cash payment option; Citi [blocked insulin](https://orinocotribune.com/citibank-blocks-funds-for-insulin-more-than-450000-venezuelans-affected) to 450,000 Venezuelans; Citi [blocks account holder access to money](https://www.reddit.com/r/personalfinance/comments/cwknyl/issue_with_citibank_bank_account_10k_put_on_hold/) if Citibank doesn't like your address; [shamed](https://github.com/dumb-password-rules/dumb-password-rules#citi) for dumb password rules; [data breach in 2005](https://www.nytimes.com/2005/06/07/business/personal-data-for-39-million-lost-in-transit.html); [data breach in 2011](https://www.pcworld.com/article/229891/Citigroup_Hack_Nets_Over_200k_in_Stolen_Customer_Details.html); [data breach in 2013](https://web.archive.org/web/20201107052021/https://news.softpedia.com/news/Citi-Exposes-Details-of-150-000-Individuals-Who-Went-into-Bankruptcy-369979.shtml) |
| Fifth Third | [🐘](https://www.53.com/content/dam/fifth-third/docs/reports/political-contributions-report-2H-2018.pdf) || 🚨 | 🔎 |🚓||| cbios.53.com is CloudFlared; bank employs 17,744 workers in pro-forced-birth state (OH)| | Fifth Third | [🐘](https://www.53.com/content/dam/fifth-third/docs/reports/political-contributions-report-2H-2018.pdf) || 🚨 | 🔎 |🚓||| cbios.53.com is CloudFlared; bank employs 17,744 workers in pro-forced-birth state (OH)|

34
usa_brokerages.md
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@ -54,7 +54,7 @@ These brokerages have severe ethical or trust issues and should be boycotted:
|SoFi|n|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.| |SoFi|n|n|🌩|n|n|They censor posts in their Reddit sub that expose the risks of passing sensitive financial data through CloudFlare; also [caught](https://www.ftc.gov/news-events/press-releases/2018/10/online-student-loan-refinance-company-sofi-settles-ftc-charges) in a deceptive advertizing scandal.|
|Sogotrade|n|n|🌩|n|n|| |Sogotrade|n|n|🌩|n|n||
|Stockpile|n|n|🌩|n|n|| |Stockpile|n|n|🌩|n|n||
|TD Ameritrade (TDA)|n|n|n|n|n|Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank, which is [quite evil][banklist]; [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several [data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago); and led to ransom demands and pump 'n' dump stock scams; Scottrade also had a [data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it| |TD Ameritrade (TDA)|n|n|n|n|n|Majority owned by Charles Schwab; Schwab outsources banking operations to PNC bank (an [evil bank][banklist]); [uses MS Github](https://github.com/TDAmeritrade/stumpy) to host s/w; TDA has had several [data breaches](https://www.zdnet.com/article/report-td-ameritrade-data-leak-started-in-2005), one occurance of which leaked email addresses [impacting 6.2 million customers](https://web.archive.org/web/20130501215431/www.computerworld.com/s/article/9037083/TD_Ameritrade_was_warned_of_possible_data_breach_months_ago) and led to ransom demands and pump 'n' dump stock scams; Scottrade also had a [data breach in 2015](https://web.archive.org/web/20201123223450/https://fortune.com/2015/10/02/scottrade-data-breach), 2 years before TDA acquired it|
|TIAA-CREF|n|👁|n|n|n|Whole site is Tor-hostile; uses Ally Bank for banking; uses Pershing LLC (a subsidiary of BNY Mellon Corp) for clearing; BNY Mellon was [breached in 2008](https://web.archive.org/web/20160308134258/www.wctv.tv/news/headlines/28132494.html)| |TIAA-CREF|n|👁|n|n|n|Whole site is Tor-hostile; uses Ally Bank for banking; uses Pershing LLC (a subsidiary of BNY Mellon Corp) for clearing; BNY Mellon was [breached in 2008](https://web.archive.org/web/20160308134258/www.wctv.tv/news/headlines/28132494.html)|
|Tradingblock|n|n|🌩|n|n|| |Tradingblock|n|n|🌩|n|n||
|Wealthfront|n|n|n|n|n|**forced h/reCAPTCHA**; Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.| |Wealthfront|n|n|n|n|n|**forced h/reCAPTCHA**; Registration imposes Google reCAPTCHA; [caught](https://www.jpost.com/Breaking-News/US-regulator-sanctions-robo-advisers-Wealthfront-Hedgeable-on-false-disclosures-575044) making false disclosures and [charged](https://www.eastbaytimes.com/2018/12/21/bay-area-robo-adviser-firm-wealthfront-charged-by-sec-with-false-advertising) for false advertising.|
@ -69,7 +69,9 @@ These brokerages have severe ethical or trust issues and should be boycotted:
# Why ALEC members are blacklisted # Why ALEC members are blacklisted
American Legislative Exchange Council ("ALEC") is a right-wing super PAC and bill mill that puts corporate interests above the interest of human beings. ALEC: American Legislative Exchange Council ("ALEC") is a right-wing super
PAC and bill mill that prioritizes corporate interests above the
interest of human beings. Specifically, ALEC:
* [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture) * [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture)
* [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration) * [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration)
@ -269,18 +271,18 @@ their staff through forced drug testing.
## Why Amazon and Google-hosted FIs are graylisted ## Why Amazon and Google-hosted FIs are graylisted
Amazon is behind [countless evils][RAP-amazon]. It's Amazon is behind [countless evils][RAP-amazon]. It's paramount to
paramount to boycott Amazon for anyone who cares about human rights, boycott Amazon for anyone who cares about human rights, privacy, or
privacy, or the environment. Amazon also has had several data the environment. Amazon also has had several data breaches-- Capital
breaches-- Capital One, Juspay, Swiggy, etc., so it's a bad idea to One, Juspay, Swiggy, etc., so it's a bad idea to trust custodians who
trust custodians who use AWS with the security of your money. Google use AWS with the security of your money. Google had to ditch their
is also evil. Not the degree of evil that Amazon has achieved, but "don't be evil" slogan, but Amazon is still a greater evil. Both
Google is in the fossil fuel business among other evils. Google is Google and Amazon are in the fossil fuel business. Google is also a
also a central tech giant which (like Amazon) serves as a central tech giant which (like Amazon) serving as a central point of
point of surveillance and also carries the risks of having a huge surveillance and also carries the risks of having a huge number of
number of insiders who can abuse the data. The size of the Amazon and insiders who can abuse the data. The size of the Amazon and Google
Google datacenters also makes them a likely target for outside hackers datacenters also makes them a likely target for outside hackers due to
due to the high rewards of compromise. the high rewards of compromise.
Akamai is not known to have a significant history of wrongdoing on the Akamai is not known to have a significant history of wrongdoing on the
scale of Amazon or Google. There is cause for concern in terms of scale of Amazon or Google. There is cause for concern in terms of
@ -311,11 +313,11 @@ credit bureaus.
Financial institutions like Merrill Edge, TD Ameritrade, and Financial institutions like Merrill Edge, TD Ameritrade, and
Wellstrade have ethically controversial ownership. Merrill Edge and Wellstrade have ethically controversial ownership. Merrill Edge and
Wellstrade are simply owned by extremely [evil banks][banklist]. Wellstrade are simply owned by extremely [unethical banks][banklist].
A large majority of TD Ameritrade is owned by Charles Schwab. Schwab A large majority of TD Ameritrade is owned by Charles Schwab. Schwab
is not directly involved in the highly controversial financing that is not directly involved in the highly controversial financing that
other large banks are, but Schwab outsources banking to PNC bank, other large banks are, but Schwab outsources banking to PNC bank,
which is quite evil. which is an ALEC member with total disregard for humanity.
It's important for ethical consumption to consider the whole supply It's important for ethical consumption to consider the whole supply
chain to the extent of your awareness. When consuming a product or chain to the extent of your awareness. When consuming a product or

32
usa_insurance_companies.md
View File

@ -78,7 +78,9 @@ These insurers have severe ethical or trust issues and should be boycotted:
# Why ALEC members are blacklisted # Why ALEC members are blacklisted
American Legislative Exchange Council ("ALEC") is a right-wing super PAC and bill mill that puts corporate interests above the interest of human beings. ALEC: American Legislative Exchange Council ("ALEC") is a right-wing super
PAC and bill mill that prioritizes corporate interests above the
interest of human beings. Specifically, ALEC:
* [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture) * [fights environmental protections](https://www.alecexposed.org/wiki/Environment,_Energy,_and_Agriculture)
* [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration) * [fights gun control](https://www.alecexposed.org/wiki/Guns,_Prisons,_Crime,_and_Immigration)
@ -278,18 +280,18 @@ their staff through forced drug testing.
## Why Amazon and Google-hosted FIs are graylisted ## Why Amazon and Google-hosted FIs are graylisted
Amazon is behind [countless evils][RAP-amazon]. It's Amazon is behind [countless evils][RAP-amazon]. It's paramount to
paramount to boycott Amazon for anyone who cares about human rights, boycott Amazon for anyone who cares about human rights, privacy, or
privacy, or the environment. Amazon also has had several data the environment. Amazon also has had several data breaches-- Capital
breaches-- Capital One, Juspay, Swiggy, etc., so it's a bad idea to One, Juspay, Swiggy, etc., so it's a bad idea to trust custodians who
trust custodians who use AWS with the security of your money. Google use AWS with the security of your money. Google had to ditch their
is also evil. Not the degree of evil that Amazon has achieved, but "don't be evil" slogan, but Amazon is still a greater evil. Both
Google is in the fossil fuel business among other evils. Google is Google and Amazon are in the fossil fuel business. Google is also a
also a central tech giant which (like Amazon) serves as a central tech giant which (like Amazon) serving as a central point of
point of surveillance and also carries the risks of having a huge surveillance and also carries the risks of having a huge number of
number of insiders who can abuse the data. The size of the Amazon and insiders who can abuse the data. The size of the Amazon and Google
Google datacenters also makes them a likely target for outside hackers datacenters also makes them a likely target for outside hackers due to
due to the high rewards of compromise. the high rewards of compromise.
Akamai is not known to have a significant history of wrongdoing on the Akamai is not known to have a significant history of wrongdoing on the
scale of Amazon or Google. There is cause for concern in terms of scale of Amazon or Google. There is cause for concern in terms of
@ -320,11 +322,11 @@ credit bureaus.
Financial institutions like Merrill Edge, TD Ameritrade, and Financial institutions like Merrill Edge, TD Ameritrade, and
Wellstrade have ethically controversial ownership. Merrill Edge and Wellstrade have ethically controversial ownership. Merrill Edge and
Wellstrade are simply owned by extremely [evil banks][banklist]. Wellstrade are simply owned by extremely [unethical banks][banklist].
A large majority of TD Ameritrade is owned by Charles Schwab. Schwab A large majority of TD Ameritrade is owned by Charles Schwab. Schwab
is not directly involved in the highly controversial financing that is not directly involved in the highly controversial financing that
other large banks are, but Schwab outsources banking to PNC bank, other large banks are, but Schwab outsources banking to PNC bank,
which is quite evil. which is an ALEC member with total disregard for humanity.
It's important for ethical consumption to consider the whole supply It's important for ethical consumption to consider the whole supply
chain to the extent of your awareness. When consuming a product or chain to the extent of your awareness. When consuming a product or